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used, the singular number shall include the plural, and the plural <br />the singular, and the use of any gender shall be applicable to all <br />genders. <br />5.16 Headings. The headings are inserted only for <br />convenience of reference and in no way define, limit, or describe <br />the scope or intent of this Deed of Trust, or of any particular <br />provision thereof, or the proper construction thereof. <br />5.17 Actions on Behalf of the Agency. Except as be <br />otherwise specifically provided herein, whenever any approval, <br />notice, direction, consent, request or other action by the Agency <br />is required or permitted under this Deed of Trust, such action <br />shall be in writing. <br />5.18 Terms. The words "the Agency" means the California <br />Housing Finance Agency, or any future owner or holder, including <br />pledgee, of the indebtedness secured hereby. <br />5.19 Obligations of Borrower and /or City. If more than <br />one person has executed this Deed of Trust as "Borrower," the <br />obligations of all such persons hereunder shall be joint and <br />several. Nothing herein is intended to create any obligation <br />which is personally enforceable against the City by the Borrower. <br />For example, just because the City has covenanted to pay taxes <br />herein does not mean that Borrower may require the City to do so. <br />5.20 Nonrecourse Obligation. Neither the Borrow, nor <br />any partner of the Borrower, nor the City shall have any direct or <br />indirect personal liability for payment of the principal of, or <br />interest on, the Note or this Deed of Trust. The sole recourse of <br />the Agency with respect to the Note or Deed of Trust shall be to <br />the Property and such other or further security as, from time to <br />time, may be hypothecated to secure the Note or Deed of Trust. No <br />judgment, or execution thereon, entered in any action, legal or <br />equitable, on the Note or this Deed of Trust shall be enforced <br />personally against the Borrower or, if the Borrower shall be a <br />partnership, any partner of the Borrower or the City, but shall be <br />enforced only against the Property and such other or further <br />security as, from time to time, may be hypothecated to secure the <br />Note or Deed of Trust; provided, however, that nothing contained <br />in the foregoing limitation of liability shall (a) limit or impair <br />the enforcement against all such security for the Note or this <br />Deed of Trust of all the rights and remedies of the Agency or (b) <br />be deemed in any way to impair the right of the Agency to enforce <br />the Note or this Deed of Trust as a demand for money within the <br />meaning and intendment of Section 431.70 of the California Code <br />of Civil Procedure or any successor provision thereto. The <br />foregoing limitation of liability is intended to apply only to the <br />obligation for the repayment of the principal of, and payment of <br />interest on the Note and Deed of Trust, nothing contained therein <br />is intended to relieve the Borrower and if Borrower is a <br />CHFA 52P(RIDGE VIEW /SECOND) -12- <br />12/19/89 <br />Q02253 <br />