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Pre - Payment <br /> There will be no penalty for prepayment of the loan. <br /> Other_ <br /> Presentment, demand, protest and notice are hereby expressly waived by the undersigned. Should payment hereof not be made when <br /> due, the undersigned further promises to pay all costs of collection, including without limitations, attomey's fees, incurred by Holder in <br /> connection herewith. <br /> In case of default and non compliance of any of the terms of this loan hereto, the Borrower shall pay additional interest at the rate of <br /> seven (7) percent per annum on the unpaid principal for the noncompliance period. <br /> This Note is secured by a Deed of Trust executed by the Borrower in favor of the Holder, reference to which is hereby made for <br /> additional terms and conditions affecting this Note. This Note shall be govemed and construed in accordance with the law of the State <br /> of California. If the Borrower is more than one, each covenant and obligation contained herein shall be joint and several. <br /> Signed. 11 nine- <br /> Robe Short <br /> 3231 Vineyard Avenue #78, Pleasanton, CA 94566 <br /> "tate: /(7� <br /> Addendum 65 7 <br /> The principal on this Promissory Note has been reduced to $ 1 L 4 1 5 d ue to unused funds. All terms and conditions <br /> of this Promissory Note and Deed of Trust executed in conjunction with this Promissory Note N will remain the same. 7 <br /> Holder: / C� `o`FA -rrvl 4 Date: 1 C ` , r1.--( a.t 1. 5 o c t <br /> ��LiA- ativ�'tL- <br />