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attorney fees paid or incurred in connection with the collection or enforcement of this Note, <br /> whether or not a lawsuit is filed. <br /> 12.0 Controlling Law. The provisions of this Note shall be interpreted under the laws of <br /> the State of California. <br /> BORROWER: <br /> Holly A. w ard <br /> WARDPROM.SAM /SFE <br /> 09/29/98 11:12 AM <br /> • <br /> Page 6 <br />