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MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of"concentration") As with the Consortium at large,the most common housing problem for low to moderate-income households in Pleasanton is cost burden. Renters struggle to afford rental rates and low-income homeowners (particularly single-parent households and seniors on fixed incomes)struggle to afford the cost of household maintenance and repairs. In the latter case, poorly-maintained homes lead to additional repair problems, higher utility costs, etc.,further restricting household funds and contributing to the deterioration of housing units. While the number and percentage of cost burdened households in Pleasanton is less than the average throughout the Consortium,the affordability gap is larger because Pleasanton has the highest rents and ownership housing costs within the entire region as noted earlier. HUD Comprehensive Housing Affordability Strategy (CHAS) defines the four main "housing problems" as being 1) overcrowded housing conditions (with more than one person per room), 2) cost burden (paying more than 30%of income toward housing costs, including utilities), 3) housing that lacks complete plumbing facilities, and 4) housing that lacks complete kitchen facilities. Additionally, HUD defines "severe housing problems" as being 1) severely overcrowded housing conditions(with more than one and a half persons per room), 2) severely cost burdened (paying more than 50% of income toward housing costs, including utilities), 3) housing that lacks complete plumbing facilities, and 4) housing that lacks complete kitchen facilities. Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of"concentration") The Consortium overall has a diverse population with no one race comprising a majority in 2014. The population of Pleasanton is less diverse although the past decade has seen a trend toward greater diversity. White (non-Hispanic) persons account for 57.2%of the population (32.4%Consortium-wide), while Asians represent 25.6% (31.2%Consortium-wide). Hispanics and Latinos represent 11.6%of the population (23.9%Consortium-wide). Black or African American persons represent 2% (6.8% Consortium-wide),followed by smaller percentages of other races(e.g., Native American, Native Hawaiian/Pacific Islander), mixed race or other. There are several methods recognized by HUD for defining areas of minority concentration. One method defines areas of minority concentration as census tracts where more than 50%of the population is comprised of a single ethnic or racial group.According to the Affirmatively Furthering Fair Housing mapping tool offered by HUD,there are no areas in the City of Pleasanton where there are concentrations of racial or ethnic minority households. Another way to define minority concentration is an area where the percentage of all minorities is at least 20%above the overall percentage for the Consortium-wide minority population percentage. Pleasanton also does not have any concentrations with regard to household income. Consolidated Plan PLEASANTON- DRAFT 24 OMB Control No:2506-0117(exp.06/30/2018)