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eiN 0114k <br /> 12.1 Types;Amounts. ENCROACHER shall procure and maintain,and shall require its <br /> contractors and subcontractors to procure and maintain, during construction of any Network <br /> Facility pursuant to this Agreement, insurance of the types and in the amounts described below <br /> ("Required Insurance"). If any of the Required Insurance contains a general aggregate limit, such <br /> insurance shall apply separately to this Agreement or be no less than two times the specified <br /> occurrence limit. <br /> 13.1.1 General Liability. ENCROACHER and its contractors shall procure and <br /> maintain occurrence version general liability insurance, or equivalent form, <br /> with a combined single limit of not less than$5,000,000 per occurrence for <br /> bodily injury,personal injury, and property damage. <br /> 13.1.2 Business Automobile Liability. ENCROACHER and its contractors shall <br /> procure and maintain business automobile liability insurance, or equivalent <br /> form, with a combined single limit of not less than $1,000,000 per <br /> occurrence. Such insurance shall include coverage for the ownership, <br /> operation, maintenance, use, loading, or unloading of any vehicle owned, <br /> leased, hired, or borrowed by the insured or for which the insured is <br /> responsible. <br /> 13.1.3 Workers'Compensation. ENCROACHER and its contractors shall procure <br /> and maintain workers' compensation insurance with limits as required by <br /> the Labor Code of the State of California and employers' liability insurance <br /> with limits of not less than $1,000,000 per occurrence, at all times during <br /> which insured retains employees. <br /> 13.1.4 Professional Liability. For any consultant or other professional who will <br /> engineer or design the Network Facilities, liability insurance for errors and <br /> omissions with limits not less than $2,000,000 per occurrence, shall be <br /> procured and maintained for a period of five(5)years following completion <br /> of the Network Facilities. Such insurance shall be endorsed to include <br /> contractual liability. <br /> 12.2 Deductibles. Any deductibles or self-insured retentions must be declared to and <br /> approved by CITY. At the option of CITY, either: (a) the insurer shall reduce or eliminate such <br /> deductibles or self-insured retentions as respects City, its elected officials, officers, employees, <br /> agents,and volunteers;or(b)ENCROACHER and its contractors and subcontractors shall provide <br /> a financial guarantee satisfactory to City guaranteeing payment of losses and related investigation <br /> costs, claims, and administrative and defense expenses. <br /> 12.3 Additional Insured; Separation of Insureds. The Required Insurance shall name <br /> CITY, its elected officials, officers, employees, agents, and volunteers as additional insureds with <br /> respect to work performed by or on behalf of ENCROACHER or its contractors, including <br /> materials, parts, or equipment furnished in connection therewith. The Required Insurance shall <br /> contain standard separation of insureds provisions, and shall contain no special limitations on the <br /> scope of its protection to CITY, its elected officials, officers, employees, agents, and volunteers. <br /> {00053614;%1} -14- <br />