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Figure A-47: Cost Burden by Race 100%------ 90% - 80%------ t 70% ----------- 60% ---------------- 0 = 50% -------------- 40% ------- 30% ---- a 20% ---- 10% 0% - - - American Asian / API, Black or African White, Non- Other Race or Hispanic or Indian or Alaska Non -Hispanic American, Non- Hispanic Multiple Races, Latinx Native, Non- Hispanic Non -Hispanic Hispanic ■ 0%-30% of Income Used for Housing !: 30%-50% of Income Used for Housing ■ 50%+ of Income Used for Housing Cost Burden Not computed N otes: Universe: Occupied housing units Cost burden is the ratio of housing costs to household income. For renters, housing cost is gross rent (contract rent plus utilities). For owners, housing cost is "select monthly owner costs", which includes mortgage payment, utilities, association fees, insurance, and real estate taxes. HUD defines cost -burdened households as those whose monthly housing costs exceed 30% of monthly income, while severely cost -burdened households are those whose monthly housing costs exceed 50% of monthly income. For the purposes of this graph, the "Hispanic or Latinx" racial/ethnic group represents those who identify as having Hispanic/Latinx ethnicity and may also be members of any racial group. All other racial categories on this graph represent those who identify with that racial category and do not identify with Hispanic/Latinx ethnicity. Source: ABA 2021 Pre -certified Housing Needs Data (U.S_ Department of Housing and Urban Development (HUD), Comprehensive Housing Affordability Strategy (CHAS) ACS tabulation, 2013-2017 release) Large family households often have special housing needs due to a lack of adequately sized affordable housing available. The higher costs required for homes with multiple bedrooms can result in larger families experiencing a disproportionate cost burden than the rest of the population and can increase the risk of housing insecurity. Larger families in Pleasanton are not more likely to be cost burdened than all other household types. In Pleasanton, 16.2 percent of large family households experience a cost burden of 30 to 50 percent, while 7.1 percent of households spend more than half of their income on housing. Approximately 17.0 percent of all other households have a cost burden of 30 to 50 percent, with 13.5 percent of households spending more than 50 percent of their income on housing (see Figure A-48). Housing Needs Assessment City of Pleasanton I A-55