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Policy Number <br />Issued by <br />AC 84 07 07 13 © 2013 Liberty Mutual Insurance. All rights reserved.Page 2 of 11 <br />Includes copyrighted material of Insurance Services Office, Inc., <br />with its permission. <br />II.EMPLOYEES AS INSUREDS <br />Paragraph A.1. Who Is An Insured of SECTION II - LIABILITY COVERAGE is amended to add: <br />Your "employee" is an "insured" while using with your permission a covered "auto" you do not own, hire or <br />borrow in your business or your personal affairs. <br />III.LESSOR - ADDITIONAL INSURED AND LOSS PAYEE <br />A.Any "leased auto" will be considered an "auto" you own and not an "auto" you hire or borrow. The <br />coverages provided under this section apply to any "leased auto" until the expiration date of this policy or <br />until the lessor or his or her agent takes possession of the "leased auto" whichever occurs first. <br />B.For any "leased auto" that is a covered "auto" under SECTION II - LIABILITY COVERAGE, Paragraph A.1. <br />Who Is An Insured provision is changed to include as an "insured" the lessor of the "leased auto". However, <br />the lessor is an "insured" only for "bodily injury" or "property damage" resulting from the acts or omissions <br />by: <br />1.You. <br />2.Any of your "employees" or agents; or <br />3.Any person, except the lessor or any "employee" or agent of the lessor, operating a "leased auto" with <br />the permission of any of the above. <br />C.Loss Payee Clause <br />1.We will pay, as interests may appear, you and the lessor of the "leased auto" for "loss" to the covered <br />"leased auto". <br />2.The insurance covers the interest of the lessor of the "leased auto" unless the "loss" results from <br />fraudulent acts or omissions on your part. <br />3.If we make any payment to the lessor of a "leased auto", we will obtain his or her rights against any <br />other party. <br />D.Cancellation <br />1.If we cancel the policy, we will mail notice to the lessor in accordance with the Cancellation Common <br />Policy Condition. <br />2.If you cancel the policy, we will mail notice to the lessor. <br />3.Cancellation ends this agreement. <br />E.The lessor is not liable for payment of your premiums. <br />F.For purposes of this endorsement, the following definitions apply: <br />"Leased auto" means an "auto" which you lease for a period of six months or longer for use in your <br />business, including any "temporary substitute" of such "leased auto". <br />Liberty Mutual Fire Insurance Co. <br />Docusign Envelope ID: 06528EA8-C8FB-4176-8C2E-D53F24B897F0