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CNA Business Auto Policy <br />Policy Endorsement <br />3.This coverage does not apply while there are spare or reserve autos available to you for your <br />operations. <br />4.If loss results from the total theft of a covered auto of the private passenger type, we will pay under <br />this coverage only that amount of your rental reimbursement expenses which is not already <br />provided for under the Physical Damage Coverage Extension. <br />G.Hired u Autos" <br />The following is added to SECTION Ill. Paragraph A.: <br />5.Hired Autos <br />If Physical Damage coverage is provided under this policy, and such coverage does not extend to Hired <br />Autos, then Physical Damage coverage is extended to: <br />a.Any covered auto you lease, hire, rent or borrow without a driver; and <br />b.Any covered auto hired or rented by your employee without a driver, under a contract in that <br />individual employee's name, with your permission, while performing duties related to the conduct of <br />your business. <br />c.The most we will pay for any one accident or loss is the actual cash value, cost of repair, cost of <br />replacement or $75,000 whichever is less minus a $500 deductible for each covered auto. No <br />deductible applies to loss caused by fire or lightning. <br />d.The physical damage coverage as is provided by this provision will be limited to the types of <br />physical damage coverage(s) provided on your owned autos. <br />e.Such physical damage coverage for hired autos will: <br />(1)Include loss of use, provided it is the consequence of an accident for which the Named Insured <br />is legally liable, and as a result of which a monetary loss is sustained by the leasing or rental <br />concern. <br />(2)Such coverage as is provided by this provision G.e.(1) will be subject to a limit of $750 per <br />accident. <br />H.Airbag Coverage <br />The following is added to SECTION Ill, Paragraph B.3. <br />The accidental discharge of an airbag shall not be considered mechanical breakdown. <br />I.Electronic Equipment <br />SECTION Ill, Paragraphs B.4.c and B.4.d. are deleted and replaced by the following: <br />c.Physical Damage Coverage on a covered auto also applies to loss to any permanently installed <br />electronic equipment including its antennas and other accessories <br />d.A $100 per occurrence deductible applies to the coverage provided by this provision. <br />J.Diminution In Value <br />The following is added to SECTION Ill, Paragraph B.6. <br />Subject to the following, the diminution in value exclusion does not apply to: <br />a.Any covered auto of the private passenger type you lease, hire, rent or borrow, without a driver for <br />a period of 30 days or less, while performing duties related to the conduct of your business; and <br />Form No: SCA 23 500 D (10-2011 I Policy No: 6056712989 <br />Policy Effective Date: 11/22/2024 <br />Endorsement No: Page: 3 of 5 <br />Underwriting Company: American Casualty Company Of Reading, PA, 151 N Franklin St, Chicago, IL 60606 <br />© Copyright CNA All Rights Reserved. Includes copyrighted material of the <br />Insurance Services Office, Inc., used with its permission. <br />Docusign Envelope ID: B7C530ED-3CFE-485E-A2AA-42A8C47108E8Docusign Envelope ID: D282752D-BA31-4323-839D-848D5C4ED5FB