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Business Auto Policy <br />Policy Endorsement <br />a. <br />b. <br />(1) <br />(2) <br />(3) <br />III. <br />A. <br />(4) <br />B. <br />(6) <br />C. <br />D. <br />E. <br />Permanently installed in or upon a covered auto, nor to such equipment’s antennas or other <br />accessories used with such equipment. A $100 deductible applies to this provision, and <br />supersedes any otherwise applicable deductible; or <br />Designed to be operated solely by use of the power from the auto’s electrical system and is: <br />Removable from a housing unit which is permanently installed in or upon the covered auto; <br />An integral part of the same unit housing any electronic equipment described in paragraphs <br />a. or b.(1) above; or <br />Necessary for the normal operation of the covered auto or the monitoring of the covered <br />auto’s operating system. <br />AMENDMENTS TO BUSINESS AUTO CONDITIONS <br />Knowledge of Accident or Loss <br />Under BUSINESS AUTO CONDITIONS, the Loss Condition entitled Duties In the Event of Accident, <br />Claims, Suit, or Loss is amended to add the following subparagraph a.(4): <br />If your employees know of an accident or loss, this will not mean that you have such knowledge <br />until such accident or loss is known to a natural person Named Insured, to a partner, executive <br />officer, manager or member of a Named Insured, or to an employee designated by any of the above <br />to be your insurance manager. <br />Knowledge of Documents <br />Under BUSINESS AUTO CONDITIONS, the Loss Condition entitled Duties In the Event of Accident, <br />Claims, Suit, or Loss is amended to add the following subparagraph b.(6): <br />If your employees know of documents concerning a claim or suit, this will not mean that you have <br />such knowledge until such documents are known to a natural person Named Insured, to a partner, <br />executive officer, manager or member of a Named Insured, or to an employee designated by any of <br />the above to be your insurance manager. <br />Waiver of Subrogation <br />Under BUSINESS AUTO CONDITIONS, the Loss Condition entitled Transfer Of Rights Of Recovery <br />Against Others To Us is amended to add the following: <br />We waive any right of recovery we may have, because of payments we make for injury or damage, <br />against any person or organization for whom or which you are required by written contract or <br />agreement to obtain this waiver from us. <br />This injury or damage must arise out of your activities under a contract with that person or <br />organization. <br />You must agree to that requirement prior to an accident or loss. <br />Unintentional Failure To Disclose Hazards <br />Under BUSINESS AUTO CONDITIONS, the General Condition entitled Concealment, Misrepresentation <br />or Fraud is amended to add the following: <br />Your failure to disclose all hazards existing on the inception date of this Coverage Form shall not <br />prejudice you with respect to the coverage provided by this insurance, provided such failure or omission <br />is not intentional. <br />Primary and Non-Contributory When Required By Contract <br />Under BUSINESS AUTO CONDITIONS, the General Condition entitled Other Insurance is amended to <br />add the following: <br />BUA 6016751641 <br />Endorsement No: 15; Page: 3 of 4 Policy Page: 65 of 79 <br />Underwriting Company: National Fire Insurance Company of Hartford, 151 N Franklin St, Chicago, IL <br />60606 <br />Form No: CNA83700XX (10-2015) <br />Endorsement Effective Date: <br />Policy No: <br />Policy Effective Date: 01/01/2025Endorsement Expiration Date: <br />© Copyright CNA All Rights Reserved. <br />Docusign Envelope ID: 2B4E713A-BE8F-4188-906F-F2DF646E2071