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SECTION 7 - CONTRACT MODIFICATIONS 7.1 Contract Amendment: You and we may agree to any change or amendment to this contract without the consent of any other person or entity. This contract cannot be modified or amended, nor can any provision or condition be waived, except by written authorization of a corporate officer of AUL. 7.2 Rates and §6. Charges: ,We ma ann ce a new Guaranteed Rate for the FIA pursuant to §3.2. We may also modify any char e'lev Is 6 (but may not exceed the maximum charge levels listed in the a► r Table. of Contract Cha '64, pusMg tl procedures of §7.4. 7.3 Conformance with Law: We may amend this contract at any time, without your consent, or that of any other person or entity, if the amendment is reasonably needed to comply with, or give you or Participants the benefit of, any provisions of federal or state laws. Any such amendment will be delivered to you prior to its effective date. 7.4 Our Right to Initiate Changes: In addition to those amendments permitted by §§7.2 and 7.3, we may initiate an additional provision or modification of any other provision of this contract (except for those prohibited amendments listed in §7.5) by giving you 60 days notice of such modification. Any such modification is effective without your affirmative assent unless you notify us before its effective date that you reject the modification. If you reject a modification, we may terminate this contract pursuant to §8.1. 7.5 Prohibited Amendments: (a) Notwithstanding our right to initiate changes under §7.4, we may not initiate changes to the §3.3 minimum rate guarantee provision, our obligation to set a Guaranteed Rate specified in §3.2, the payment provisions upon contract termination specified in §8.2, the maximum charge levels listed in the Table of Contract Charges, or the Table of Guaranteed Immediate Annuities. (b) No modification to this contract may change the terms of a previously purchased annuity or reduce any interest guarantee applicable to balances held in the contract on the modification's effective date. GB8.OM-KuFIA3121 SpPport (SBR-NR457) 11