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Page 3 of 6 <br /> <br />12. Insurance. During the term of this Agreement, Consultant shall maintain in full force and <br />effect, at its own cost and expense, insurance coverages with insurers with an A.M. Best’s rating <br />of no less than -A:VIII. Contractor shall have the obligation to furnish City, as additional <br />insured, the minimum coverages identified below, or such greater or broader coverage for City, <br />if available in the Contractor’s policies: <br /> <br />a. General Liability and Bodily Injury Insurance. Commercial general liability insurance <br />with limits of at least $2,000,000 combined limit for bodily injury and property damage that <br />provides that the City, its officers, employees and agents are named as additional insureds under <br />the policy as evidenced by an additional insured endorsement . The policy shall state in writing <br />either on the Certificate of Insurance or attached rider that this insurance will operate as primary <br />insurance for work performed by Consultant and its subconsultants, and that no other insurance <br />effected by City or other named insured will be called on to cover a loss. <br /> <br />b. Workers’ Compensation Insurance. Workers’ Compensation Insurance for all of <br />Consultant’s employees, in strict compliance with State laws, including a waiver of subrogation <br />and Employer’s Liability Insurance with limits of at least $1,000,000. <br /> <br />c. Professional Liability Insurance. Professional liability insurance in the amount of <br />$2,000,000. <br /> <br />d. Certificate of Insurance. Consultant shall file a certificate of insurance with the City <br />prior to the City’s execution of this Agreement, and prior to engaging in any operation or activity <br />set forth in this Agreement. The Certificate of Insurance shall provide in writing that the <br />insurance afforded by this Certificate shall not be suspended, voided, canceled, reduced in <br />coverage or in limits without providing notice to the City in accordance with California <br />Insurance Code section 677.2 which requires the notice of cancellation to: 1) include the <br />effective date of the cancellation; 2) include the reasons for the cancellation; and 3) be given at <br />least 30 days prior to the effective date of the cancellation, except that in the case of cancellation <br />for nonpayment of premiums or for fraud, the notice shall be given no less than 10 days prior to <br />the effective date of the cancellation. Notice shall be sent by certified mail, return receipt <br />requested. In addition, the insured shall provide thirty (30) days prior written notice to the City <br />of any cancellation, suspension, reduction of coverage or in limits, or voiding of the insurance <br />coverage required by this agreement. <br /> <br />e. Waiver of Subrogation. The insurer agrees to waive all rights of subrogation against the <br />City, its officers, employees and agents. <br /> <br />f. Defense Costs. Coverage shall be provided on a “pay on behalf of” basis, with defense <br />costs payable in addition to policy limits. There shall be no cross liability exclusions. These <br />provisions do not apply to Professional Liability. <br /> <br />g. Subcontractors. Consultant shall include all subcontractors as insured under its policies <br />or shall furnish separate certificates and endorsements for each subcontractor. All coverages for <br />subcontractors shall be subject to all of the requirements stated in this Agreement, including but <br />not limited naming additional insureds. <br /> <br />13. Notices. All notices herein required shall be in writing and shall be sent by certified or <br />registered mail, postage prepaid, addressed as follows: <br />Docusign Envelope ID: 86A8F574-E445-49E8-9A26-E40567541A6B