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Includes copyrighted material of ISO Properties, Inc., with its permission. Copyright, ISO Properties, Inc., 2019 CA-181-N2G (03-21) Page 2 of 9 A. EFFECT OF THIS ENDORSEMENT If there is any conflict between the provisions of this endorsement and the provision(s) of any state- specific endorsement attached to this policy, then the provision(s) of the state-specific endorsement will apply, but only to the extent necessary to conform with the state requirement(s) contained in the state-specific endorsement. B. NEWLY ACQUIRED OR FORMED ENTITIES The Named Insured shown in the Declarations is amended to include any organization you newly ac- quire or form, other than a partnership, joint venture, or limited liability company, and over which you maintain ownership or majority (more than 50%) interest; if there is no other similar insurance availa- ble to that organization. Coverage under this provision is afforded until the one hundred eightieth (180) day after you acquire or form the organization or the end of the policy period, whichever is later. C. TEMPORARY SUBSTITUTE AUTOS PHYSICAL DAMAGE COVERAGE The following is added to SECTION I COVERED AUTOS, subsection C. Certain Trailers, Mobile Equipment And Temporary Substitute Autos: If Physical Damage Coverage is provided by this Coverage Form, the following types of vehicles are also covered autos for Physical Damage Coverage: Any auto you do not own while used with the permission of its owner as a temporary substi- tute for a covered auto you own that is out of service because of its: a. Breakdown; b. Repair; c. Servicing; d. Loss ; or e. Destruction. The coverage that applies is the same as the coverage provided for the vehicle being replaced. D. EMPLOYEES AS INSUREDS NON-OWNED AUTOS The following is added to SECTION II COVERED AUTOS LIABILITY COVERAGE, subsection A. Coverage, paragraph 1. Who Is An Insured: Any employee of yours is an insured while using a covered auto you don t own, hire or bor- row in your business or your personal affairs. E. ADDITIONAL INSURED BY CONTRACT, PERMIT OR AGREEMENT The following is added to SECTION II COVERED AUTOS LIABILITY COVERAGE, subsection A. Coverage, paragraph 1. Who Is An Insured: Any person or organization that you are required to name as an additional insured in a written contract or agreement that is executed or signed by you prior to a bodily injury or property damage occurrence is an insured for Covered Auto Liability coverage. However, with respect to covered autos, such person or organization is an insured only to the extent that person or or- ganization qualifies as an insured under SECTION II COVERED AUTOS LIABILITY COVER- AGE, subsection A. Coverage, paragraph 1. Who Is An Insured. If specifically required by the written contract or agreement referenced in the paragraph above, any coverage provided by this endorsement to an additional insured shall be primary and any Docusign Envelope ID: B1798F31-93DB-4AB1-AC82-92BCF01B645C