LARRY WALKER ASSOCIATES, INC. - Laserfiche WebLink

COMMERCIAL AUTO a.Glass breakage;All "bodily injury","property damage"and "cov- ered pollution cost or expense"resulting from b."Loss"caused by hitting a bird or animal; continuous or repeated exposure to substantially and the same conditions will be considered as result- c."Loss"caused by falling objects or mis-ing from one "accident". siles.No one will be entitled to receive duplicate pay- However,you have the option of having glassmentsforthesameelementsof"loss"under this breakage caused by a covered "auto's"colli-Coverage Form and any Medical Payments Cov- sion or overturn considered a "loss"undererageendorsement,Uninsured Motorists Cover- Collision Coverage.age endorsement or Underinsured Motorists Coverage endorsement attached to this Coverage 4.Coverage Extensions Part.a.Transportation Expenses SECTION III PHYSICAL DAMAGE COVERAGE We will pay up to $20 per day,to a maxi- A.Coverage mum of $600,for temporary transporta- tion expense incurred by you because of1.We will pay for "loss"to a covered "auto"or the total theft of a covered "auto"of theitsequipmentunder: private passenger type.We will pay onlya.Comprehensive Coverage for those covered "autos"for which you From any cause except:carry either Comprehensive or Specified Causes Of Loss Coverage.We will pay(1)The covered "auto's"collision with for temporary transportation expenses in-another object;or curred during the period beginning 48 (2)The covered "auto's"overturn.hours after the theft and ending,regard- b.Specified Causes Of Loss Coverage less of the policy's expiration,when the covered "auto"is returned to use or weCausedby:pay for its "loss". (1)Fire,lightning or explosion;b.Loss Of Use Expenses (2)Theft;For Hired Auto Physical Damage,we will (3)Windstorm,hail or earthquake;pay expenses for which an "insured"be- comes legally responsible to pay for loss(4)Flood; of use of a vehicle rented or hired without(5)Mischief or vandalism;or a driver under a written rental contract or (6)The sinking,burning,collision or de-agreement.We will pay for loss of use railment of any conveyance transport-expenses if caused by: ing the covered "auto".(1)Other than collision only if the Decla- c.Collision Coverage rations indicates that Comprehensive Coverage is provided for any coveredCausedby: "auto";(1)The covered "auto's"collision with (2)Specified Causes Of Loss only if theanotherobject;or Declarations indicates that Specified(2)The covered "auto's"overturn.Causes Of Loss Coverage is pro- 2.Towing vided for any covered "auto";or We will pay up to the limit shown in the Decla-(3)Collision only if the Declarations indi- rations for towing and labor costs incurred cates that Collision Coverage is pro- each time a cov red "auto"of the privatee vided for any covered "auto". passenger type is disabled.However,the la-However,the most we will pay for anybormustbeperformedattheplaceofdis-expenses for loss of use is $20 per day,ablement.to a maximum of $600. 3.Glass Breakage Hitting A Bird Or Animal B.ExclusionsFallingObjectsOrMissiles 1.We will not pay for "loss"caused by or result-If you carry Comprehensive Coverage for the ing from any of the following.Such "loss"isdamagedcovered"auto",we will pay for the excluded regardless of any other cause orfollowingunderComprehensiveCoverage: Page 6 of 12 Insurance Services Office,Inc.,2011 CA 00 01 10 13 Docusign Envelope ID: 183BA217-2E64-4627-AB5B-FA1828041D5A