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<br />Page 2 of 5 © Insurance Services Office, Inc., 2012 CX 00 01 04 13 <br /> <br /> d. Any additional insured under any policy of <br />"controlling underlying insurance" will <br />automatically be an additional insured under <br />this insurance. If coverage provided to the <br />additional insured is required by a contract or <br />agreement, the most we will pay on behalf of <br />the additional insured is the amount of <br />insurance required by the contract, less any <br />amounts payable by any "controlling underlying <br />insurance". <br />Additional insured coverage provided by this <br />insurance will not be broader than coverage <br />provided by the "controlling underlying <br />insurance". <br /> 2. Exclusions <br />The following exclusions, and any other exclusions <br />added by endorsement, apply to this Coverage <br />Part. In addition, the exclusions applicable to any <br />"controlling underlying insurance" apply to this <br />insurance unless superseded by the following <br />exclusions, or superseded by any other exclusions <br />added by endorsement to this Coverage Part. <br />Insurance provided under this Coverage Part does <br />not apply to: <br /> a. Medical Payments <br />Medical payments coverage or expenses that <br />are provided without regard to fault, whether or <br />not provided by the applicable "controlling <br />underlying insurance". <br /> b. Auto <br />Any loss, cost or expense payable under or <br />resulting from any of the following auto <br />coverages: <br /> (1) First-party physical damage coverage; <br /> (2) No-fault coverage; <br /> (3) Personal injury protection or auto medical <br />payments coverage; or <br /> (4) Uninsured or underinsured motorists <br />coverage. <br /> c. Pollution <br /> (1) "Injury or damage" which would not have <br />occurred, in whole or in part, but for the <br />actual, alleged or threatened discharge, <br />dispersal, seepage, migration, release or <br />escape of pollutants at any time. <br /> (2) Any loss, cost or expense arising out of <br />any: <br /> (a) Request, demand, order or statutory or <br />regulatory requirement that any insured <br />or others test for, monitor, clean up, <br />remove, contain, treat, detoxify or <br />neutralize, or in any way respond to, or <br />assess the effects of, pollutants; or <br /> (b) Claim or suit by or on behalf of a <br />governmental authority for damages <br />because of testing for, monitoring, <br />cleaning up, removing, containing, <br />treating, detoxifying or neutralizing, or in <br />any way responding to, or assessing the <br />effects of, pollutants. <br />This exclusion does not apply to the extent that <br />valid "controlling underlying insurance" for the <br />pollution liability risks described above exists or <br />would have existed but for the exhaustion of <br />underlying limits for "injury or damage". <br /> d. Workers' Compensation And Similar Laws <br />Any obligation of the insured under a workers' <br />compensation, disability benefits or <br />unemployment compensation law or any <br />similar law. <br />SECTION II – LIMITS OF INSURANCE <br /> 1. The Limits of Insurance shown in the Declarations, <br />and the rules below fix the most we will pay <br />regardless of the number of: <br /> a. Insureds; <br /> b. Claims made or suits brought, or number of <br />vehicles involved; <br /> c. Persons or organizations making claims or <br />bringing suits; or <br /> d. Limits available under any "controlling <br />underlying insurance". <br /> 2. The Limits of Insurance of this Coverage Part will <br />apply as follows: <br /> a. This insurance only applies in excess of the <br />"retained limit". <br /> b. The Aggregate Limit is the most we will pay for <br />the sum of all "ultimate net loss", for all "injury <br />or damage" covered under this Coverage Part. <br />However, this Aggregate Limit only applies to <br />"injury or damage" that is subject to an <br />aggregate limit of insurance under the <br />"controlling underlying insurance". <br /> c. Subject to Paragraph 2.b. above, the Each <br />Occurrence Limit is the most we will pay for the <br />sum of all "ultimate net loss" under this <br />insurance because of all "injury or damage" <br />arising out of any one "event". <br /> d. If the Limits of Insurance of the "controlling <br />underlying insurance" are reduced by defense <br />expenses by the terms of that policy, any <br />payments for defense expenses we make will <br />reduce our applicable Limits of Insurance in the <br />same manner. <br />Docusign Envelope ID: AA9A7CC3-A9B9-47D8-A802-F89481667D21