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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULL V. <br />CALIFORNIA CHANGES-CANCELLATION <br />AND NONRENEWAL <br />This endorsement modifies insurance provided under the following: <br />CAPITAL ASSETS PROGRAM (OUTPUT POLICY) COVERAGE PART <br />COMMERCIAL AUTOMOBILE COVERAGE PART <br />COMMERCIAL GENERAL LIABILITY COVERAGE PART <br />COMMERCIAL INLAND MARINE COVERAGE PART <br />COMMERCIAL PROPERTY COVERAGE PART <br />CRIME AND FIDELITY COVERAGE PART <br />EMPLOYMENT-RELATED PRACTICES LIABILITY COVERAGE PART <br />EQUIPMENT BREAKDOWN COVERAGE PART <br />FARM COVERAGE PART <br />LIQUOR LIABILITY COVERAGE PART <br />MEDICAL PROFESSIONAL LIABILITY COVERAGE PART <br />POLLUTION LIABILITY COVERAGE PART <br />PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART <br />A. Paragraphs 2. and 3. of the Cancellation <br />Common Policy Condition are replaced by the <br />following: <br />2. All Policies In Effect For 60 Days Or Less <br />If this policy has been in effect for 60 days or <br />less, and is not a renewal of a policy we have <br />previously issued, we may cancel this policy <br />by mailing or delivering to the first Named <br />Insured, at the mailing address shown in the <br />policy, and to the producer of record, <br />advance written notice of cancellation, stating <br />the reason for cancellation, at least: <br />a. 1 0 days before the effective date of <br />cancellation if we cancel for: <br />(1) Nonpayment of premium; or <br />(2) Discovery of fraud by: <br />(a) Any insured or his or her <br />representative in obtaining this <br />insurance; or <br />(b) You or your representative in <br />pursuing a claim under this <br />policy. <br />b. 30 days before the effective date of <br />cancellation if we cancel for any other <br />reason. <br />3. All Policies In Effect For More Than 60 <br />Days <br />a. If this policy has been in effect for more <br />than 60 days, or is a renewal of a policy <br />we issued, we may cancel this policy <br />only upon the occurrence, after the <br />effective date of the policy, of one or <br />more of the following: <br />(1) Nonpayment of premium, including <br />payment due on a prior policy we <br />issued and due during the current <br />policy term covering the same risks. <br />(2) Discovery of fraud or material <br />misrepresentation by: <br />(a) Any insured or his or her <br />representative in obtaining this <br />insurance; or <br />(b) You or your representative in <br />pursuing a claim under this <br />policy. <br />(3) A judgment by a court or an <br />administrative tribunal that you have <br />violated a California or Federal law, <br />having as one of its necessary <br />elements an act which materially <br />increases any of the risks insured <br />against. <br />(4) Discovery of willful or grossly <br />negligent acts or omissions, or of any <br />violations of state laws or regulations <br />establishing safety standards, by you <br />or your representative, which <br />materially increase any of the risks <br />insured against. <br />IL02 70 07 20 ©Insurance Services Office, Inc., 2020 Page 1 of 4 <br />Docusign Envelope ID: 779599FB-0953-47CD-ACAF-1CEC2592A33C