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PPB 101 01 22 Contains copyrighted material of Insurance Services Office, Inc. Page 20 of 49
<br />b. Consequential Losses
<br />Delay, loss of use or loss of market.
<br />c. Smoke, Vapor, Gas
<br />Smoke, vapor or gas from agricultural
<br />smudging or industrial operations.
<br />d. Steam Apparatus
<br />Explosion of steam boilers, steam pipes,
<br />steam engines or steam turbines owned or
<br />leased by you, or operated under your control.
<br />But if explosion of steam boilers, steam pipes,
<br />steam engines or steam turbines results in fire
<br />or combustion explosion, we will pay for the
<br />loss or damage caused by that fire or
<br />combustion explosion. We will also pay for loss
<br />or damage caused by or resulting from the
<br />explosion of gases or fuel within the furnace of
<br />any fired vessel or within the flues or passages
<br />through which the gases of combustion pass.
<br />e. Frozen Plumbing
<br />Water, other liquids, powder or molten material
<br />that leaks or flows from plumbing, heating, air
<br />conditioning or other equipment (except fire
<br />protective systems) caused by or resulting
<br />from freezing, unless:
<br />(1) You do your best to maintain heat in the
<br />building or structure; or
<br />(2) You drain the equipment and shut off the
<br />supply if the heat is not maintained.
<br />f. Dishonesty
<br />Dishonest or criminal acts by you, anyone else
<br />with an interest in the property, or any of your
<br />or their partners, "members", officers,
<br />"managers", employees, directors, trustees,
<br />authorized representatives or anyone to whom
<br />you entrust the property for any purpose:
<br />(1) Acting alone or in collusion with others; or
<br />(2) Whether or not occurring during the hours
<br />of employment.
<br />This exclusion does not apply to acts of de-
<br />struction by your employees; but theft by
<br />employees is not covered.
<br />With respect to accounts receivable and
<br />"valuable papers and records", this exclusion
<br />does not apply to carriers for hire.
<br />This exclusion does not apply to coverage that
<br />is provided under the Employee Dishonesty
<br />Optional Coverage.
<br />g. False Pretense
<br />Voluntary parting with any property by you or
<br />anyone else to whom you have entrusted the
<br />property if induced to do so by any fraudulent
<br />scheme, trick, device or false pretense.
<br />h. Exposed Property
<br />Rain, snow, ice or sleet to personal property in
<br />the open.
<br />i. Collapse
<br />(1) Collapse, including any of the following
<br />conditions of property or any part of the
<br />property:
<br />(a) An abrupt falling down or caving in;
<br />(b) Loss of structural integrity, including
<br />separation of parts of the property or
<br />property in danger of falling down or
<br />caving in; or
<br />(c) Any cracking, bulging, sagging,
<br />bending, leaning, settling, shrinkage
<br />or expansion as such condition relates
<br />to Paragraph i.(1)(a) or i.(1)(b).
<br />But if collapse results in a Covered Cause
<br />of Loss at the described premises, we will
<br />pay for the loss or damage caused by that
<br />Covered Cause of Loss.
<br />(2) This Exclusion i., does not apply:
<br />(a) To the extent that coverage is pro-
<br />vided under the Additional Coverage –
<br />Collapse; or
<br />(b) To collapse caused by one or more of
<br />the following:
<br />(i) The "specified causes of loss";
<br />(ii) Breakage of building glass;
<br />(iii) Weight of rain that collects on a
<br />roof; or
<br />(iv) Weight of people or personal
<br />property.
<br />j. Pollution
<br />We will not pay for loss or damage caused by
<br />or resulting from the discharge, dispersal,
<br />seepage, migration, release or escape of
<br />"pollutants" unless the discharge, dispersal,
<br />seepage, migration, release or escape is itself
<br />caused by any of the "specified causes of
<br />loss". But if the discharge, dispersal, seepage,
<br />migration, release or escape of "pollutants"
<br />results in a "specified cause of loss", we will
<br />pay for the loss or damage caused by that
<br />"specified cause of loss".
<br />Exhibit B
<br />Docusign Envelope ID: 7D12103B-E5DC-46A2-B6BA-3BD5268ECDA5
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