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PPB 101 01 22 Contains copyrighted material of Insurance Services Office, Inc. Page 34 of 49 <br />a. Expected Or Intended Injury <br />"Bodily injury" or "property damage" expected <br />or intended from the standpoint of the insured. <br />This exclusion does not apply to "bodily injury" <br />resulting from the use of reasonable force to <br />protect persons or property. <br />b. Contractual Liability <br />"Bodily injury" or "property damage" for which <br />the insured is obligated to pay damages by <br />reason of the assumption of liability in a <br />contract or agreement. This exclusion does not <br />apply to liability for damages: <br />(1) That the insured would have in the ab- <br />sence of the contract or agreement; or <br />(2) Assumed in a contract or agreement that <br />is an "insured contract", provided the <br />"bodily injury" or "property damage" occurs <br />subsequent to the execution of the <br />contract or agreement. Solely for the <br />purposes of liability assumed in an "in- <br />sured contract", reasonable attorney fees <br />and necessary litigation expenses in- <br />curred by or for a party other than an <br />insured are deemed to be damages be- <br />cause of "bodily injury" or "property <br />damage", provided: <br />(a) Liability to such party for, or for the <br />cost of, that party's defense has also <br />been assumed in the same "insured <br />contract"; and <br />(b) Such attorney fees and litigation <br />expenses are for defense of that party <br />against a civil or alternative dispute <br />resolution proceeding in which dam- <br />ages to which this insurance applies <br />are alleged. <br />c. Liquor Liability <br />"Bodily injury" or "property damage" for which <br />any insured may be held liable by reason of: <br />(1) Causing or contributing to the intoxication <br />of any person; <br />(2) The furnishing of alcoholic beverages to a <br />person under the legal drinking age or <br />under the influence of alcohol; or <br />(3) Any statute, ordinance or regulation <br />relating to the sale, gift, distribution or use <br />of alcoholic beverages. <br />This exclusion applies only if you are in the <br />business of manufacturing, distributing, sell- <br />ing, serving or furnishing alcoholic beverages. <br />d. Workers' Compensation And Similar Laws <br />Any obligation of the insured under a workers' <br />compensation, disability benefits or un- <br />employment compensation law or any similar <br />law. <br />e. Employer's Liability <br />"Bodily injury" to: <br />(1) An "employee" of the insured arising out of <br />and in the course of: <br />(a) Employment by the insured; or <br />(b) Performing duties related to the <br />conduct of the insured's business; or <br />(2) The spouse, child, parent, brother or sister <br />of that "employee" as a consequence of <br />Paragraph (1) above. <br />This exclusion applies: <br />(1) Whether the insured may be liable as an <br />employer or in any other capacity; and <br />(2) To any obligation to share damages with <br />or repay someone else who must pay <br />damages because of the injury. <br />This exclusion does not apply to liability as- <br />sumed by the insured under an "insured <br />contract". <br />f. Pollution <br />(1) "Bodily injury" or "property damage" <br />arising out of the actual, alleged or <br />threatened discharge, dispersal, seepage, <br />migration, release or escape of <br />"pollutants": <br />(a) At or from any premises, site or <br />location which is or was at any time <br />owned or occupied by, or rented or <br />loaned to, any insured. However, this <br />subparagraph does not apply to: <br />(i) "Bodily injury" if sustained within a <br />building and caused by smoke, <br />fumes, vapor or soot produced by <br />or originating from equipment that <br />is used to heat, cool or dehumidify <br />the building, or equipment that is <br />used to heat water for personal <br />use, by the building's occupants or <br />their guests; <br />(ii) "Bodily injury" or "property dam- <br />age" for which you may be held <br />liable, if you are a contractor and <br />the owner or lessee of such <br />premises, site or location has <br />been added to your policy as an <br />Exhibit B <br />Docusign Envelope ID: 7D12103B-E5DC-46A2-B6BA-3BD5268ECDA5