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PPB 301 01 18 Page 9 of 10 (1) Water or waterborne material which backs up through or overflows or is otherwise discharged from a sewer or drain; or (2) Water or waterborne material which overflows or is otherwise discharged from a sump, sump pump or related equipment, even if the overflow or discharge results from mechanical breakdown. However, coverage does not apply to loss or damage resulting from an insured’s failure to perform routine maintenance or repair neces- sary to keep a sewer, drain, or sump free from obstruction. b. Exclusions paragraph B.1.g.(3) does not apply to this Coverage Extension. c. The most we will pay for loss or damage under this Coverage Extension in any one occurrence is $25,000 at each described premises unless a higher limit of insurance is shown in the Declarations. 23. Utility Services – Time Element a. When you have coverage for Business Income and Extra Expense, you may extend that insur- ance to apply to the loss of Business Income or Extra Expense caused by the interruption of service to the described premises. The inter- ruption must result from direct physical loss or damage by a Covered Cause of Loss to the following property not on the described premises: (1) “Water supply services”; or (2) “Power supply services”; or (3) “Communication supply services”. b. We will pay the actual loss sustained from the initial time of service(s) failure at the described premises but only when the service interruption at the described premises exceeds twenty-four (24) hours immediately following the direct physical loss or damage. Coverage does not apply to any reduction of Income after service has been restored to your premises. c. The most we will pay for loss under this Coverage Extension in any one occurrence is $25,000 at each described premises unless a different limit is scheduled in the policy. 24. Non-Owned Detached Trailers a. When a Limit of Insurance is shown in the Declarations for Business Personal Property at the described premises, you may extend that insurance to apply to direct physical loss of or damage to “trailers” that you do not own, provided that: (1) The “trailer” is used in your business; (2) The “trailer” is in your care, custody, or control at the described premises; and (3) You have a contractual responsibility to pay for loss of or damage to the “trailer”. b. We will not pay for loss or damage that occurs: (1) While the “trailer” is attached to any motor vehicle or motorized conveyance, whether or not the motor vehicle or motorized con- veyance is in motion; or (2) During hitching or unhitching operations, or when a “trailer” becomes accidentally un- hitched from a motor vehicle or motorized conveyance. c. The most we will pay for loss or damage under this coverage extension in any one occurrence is $5,000 regardless of the number of described premises or “trailers” involved. d. This insurance is excess over the amount due (whether you can collect on it or not) from any other insurance covering such property. 25. Property Loss Conditions – Replacement Cost E. Property Loss Conditions 5. Loss Payment d.(1)(a) is amended to read: (1) At replacement cost without deduction for depreciation, subject to the following: (a) We will pay the cost to repair or replace, after application of the deductible and with-out deduction for depreciation, but not more than the least of the following amounts: (i) The Limit of Insurance under SECTION I – PROPERTY that applies to the lost or damaged property; (ii) The cost to replace, on the same premises, the lost or damaged property with other property: i. Of comparable material and quality; and ii. Used for the same purpose; or (iii) The amount that you actually spend that is necessary to repair or replace the lost or damaged property. If a building is rebuilt at a new premises, the cost is limited to the cost which would have been incurred had the building been built at the original premises. E. Property Loss Conditions 5. Loss Payment d.(b) is deleted. E. Property Loss Conditions 8. Vacancy 8.a.(1)(b) is deleted. Exhibit B Docusign Envelope ID: 7D12103B-E5DC-46A2-B6BA-3BD5268ECDA5