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SSI GL 01 01 0123 Page 11 of 29 <br />internet or other advertising material, or any other <br />similar alleged tactics purported or alleged to be <br />designed to mislead another’s potential <br />customers. <br /> <br />g. “Bodily Injury” and “Property Damage” <br />“Bodily injury” or “property damage” regardless <br />of the cause of it. <br /> <br />h. Quality or Performance of Goods – Failure to <br />Conform To Statements <br />“Personal and advertising injury” arising out of <br />the failure of goods, products or services to <br />conform with any statement of quality or <br />performance made in any “advertisement”. <br /> <br />i. Wrong Description of Prices <br />“Personal and advertising injury” arising out of <br />the wrong description of the price of goods, <br />products or services stated in any <br />“advertisement”. <br /> <br />j. Infringement of Copyright, Patent, <br />Trademark or Trade Secret <br />“Personal and advertising injury” arising out of <br />the infringement of copyright, patent, trademark, <br />trade secret or other intellectual property rights. <br /> <br />k. Expected or Intended Injury or Damage <br /> “Personal and advertising injury” expected or <br />intended from the standpoint of any insured. <br /> <br />l. Common Policy Exclusions <br />“Personal and advertising injury” excluded under <br />Section II., Common Policy Exclusions. <br /> <br /> <br />COVERAGE C – MEDICAL PAYMENTS <br /> <br />1. Insuring Agreement <br />a. We will pay medical expenses as described below <br />for “bodily injury” caused by an accident: <br />(1) On premises you own or rent; <br />(2) On ways next to premises you own or rent; or <br />(3) Because of your operations; provided that: <br />(i) The accident takes place in the <br />“coverage territory” and during the <br />policy period; <br />(ii) The expenses are incurred and reported <br />to us within one year of the date of the <br />accident; and <br />(iii) The injured person submits to <br />examination, at our expense, by <br />physicians of our choice as often as we <br />reasonably require. <br /> <br />b. We will make these payments regardless of fault. <br />These payments will not exceed the applicable <br />limit of insurance. We will pay reasonable <br />expenses for: <br />(1) First aid administered at the time of an <br />accident; <br />(2) Necessary medical, surgical, x-ray and dental <br />services, including prosthetic devices, as <br />determined by the treating medical provider; <br />and <br />(3) Necessary ambulance, hospital, professional <br />nursing and funeral services, as determined <br />by the treating medical or service provider. <br />(4) Reasonable expenses shall be defined as <br />those expenses determined by the treating <br />medical or service provider to be necessary <br />and of which expense is consistent with <br />similar costs charged by the applicable local <br />medical community. <br /> <br />2. Exclusions <br />We will not pay expenses for “bodily injury”: <br />a. Any Insured <br />To any insured, except “volunteer workers”. <br /> <br />b. Hired Person <br />To a person hired to do work for or on behalf of <br />any insured or a tenant of any insured. This <br />includes any person hired by a contractor or <br />subcontractor (including any material supplier) <br />who is doing work for or on behalf of any insured. <br /> <br />c. Injury on Normally Occupied Premises <br />To a person injured on that part of premises you <br />own or rent that the person normally occupies. <br /> <br />d. Workers Compensation and Similar Laws <br />To a person, whether or not an “employee” of any <br />insured, if benefits for the “bodily injury” are <br />payable or must be provided under a workers’ <br />compensation or disability benefits law or a <br />similar law. <br /> <br />e. Athletic Activities <br />To a person injured while practicing, instructing, <br />spectating, or in any way participating in physical <br />exercises or games, sports, or athletic contests. <br /> <br />f. Products-Completed Operations Hazard <br />Included within the “products-completed <br />operations hazard”. <br /> <br />g. Coverage A and B Exclusions <br />For any “occurrence”, “claim”, “suit”, or other <br />matter for “bodily injury”, “property damage”, or <br />“personal or advertising injury” for which <br />coverage is excluded under any other coverage <br />part of this policy. <br /> <br /> <br /> <br />Docusign Envelope ID: 104062B9-59C4-4AFF-9138-88F602669D84