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SSI GL 01 01 0123 Page 16 of 29
<br />v. Force Majeure or Acts of God
<br />“Bodily injury”, “property damage” or “personal and
<br />advertising injury arising out of, resulting from,
<br />caused by, contributed to, or in any way involving, in
<br />whole or in part, from any naturally occurring event,
<br />including, but not limited to the following:
<br />(1) Weather related events, such as hurricanes,
<br />tornados, tropical storms, severe winds, hail,
<br />lightning, and floods;
<br />(2) Earth movement events that are not man-made, ,
<br />seismic activity, volcanic activity, and tidal
<br />waves.
<br />
<br />w. Communicable Disease
<br />“Bodily injury”, “property damage” or “personal and
<br />advertising injury” arising out of the actual or alleged
<br />exposure to, transmission of, or contraction of any
<br />communicable disease.
<br />This exclusion applies even if the “claims” against any
<br />insured allege negligence or other wrongdoing in the:
<br />(1) testing or failing to test for any communicable
<br />disease;
<br />(2) Failure to prevent the spread of the disease;
<br />(3) Failure to report the disease to authorities; or
<br />(4) Supervising, hiring, employing, training, or
<br />monitoring of others who:
<br />(a) May be infected with any communicable
<br />disease;
<br />(b) May spread any communicable disease;
<br />or
<br />(c) Are alleged to have engaged in any
<br />wrongdoing set forth in Paragraphs (1) through (3)
<br />above
<br />
<br />x. Abuse, Molestation, or Exploitation
<br />Any liability, “claim”, “suit”, “damages”, or injury of
<br />any type, including but not limited to, “bodily injury”,
<br />“property damage”, and “personal and advertising
<br />injury”, arising out of or in any way involving abuse,
<br />molestation, or exploitation in any form, whether
<br />threatened or actual, including but not limited to
<br />physical or sexual abuse, molestation, or exploitation.
<br />
<br />This exclusion applies to all “claims”, “suits”, and
<br />causes of action, even if the “claim”, “suit”, or cause
<br />of action against the insured alleges:
<br />(1) Negligence or other wrongdoing in the
<br />employment, investigation, supervision, training,
<br />or retention of any person;
<br />(2) Improper reporting to the proper authorities or
<br />failure to so report;
<br />(3) “Assault” or “battery”;
<br />(4) Intentional or negligent infliction of emotional
<br />distress, pain, or suffering;
<br />(5) Defamation, libel, or slander;
<br />(6) Professional malpractice or negligence of any
<br />kind;
<br />(7) Corporal punishment; or
<br />(8) Violations of any statute or ordinance.
<br />However, if this policy includes an endorsement
<br />specifically adding an insuring agreement for abuse,
<br />molestation, or exploitation, this exclusion does not apply
<br />solely with respect to coverage for “bodily injury”,
<br />“property damage”, or “personal and advertising injury”
<br />provided by such abuse, molestation, or exploitation
<br />coverage endorsement.
<br />
<br />y. Assault and Battery
<br />“Bodily injury”, “property damage” or “personal and
<br />advertising injury” arising out of, resulting from, caused
<br />by, contributed to, alleged to be, or in any way involving,
<br />in whole or in part, an “assault” and/or “battery”. No
<br />coverage is provided if the underlying operative facts
<br />constitute an “assault” and/or “battery” irrespective of
<br />whether the “claim” also alleges negligent hiring,
<br />employment, training, instruction, supervision, retention,
<br />maintenance, security or any other negligent action(s),
<br />error(s) or omission(s) against any insured.
<br />
<br /> This exclusion shall apply whether or not any such
<br />“assault” and/or “battery” is alleged to be intentional,
<br />willful, reckless, negligent, in self-defense, or on any
<br />other basis.
<br />
<br />z. Liquor Liability
<br />“Bodily injury”, “property damage” or “personal or
<br />advertising injury” for which any insured may be held
<br />liable by reason of:
<br />(1) Causing or contributing to the intoxication of any
<br />person;
<br />(2) The furnishing of alcoholic beverages to a person
<br />under the legal drinking age, or under the
<br />influence of alcohol; or
<br />(3) Any statute, ordinance or regulation relating to the
<br />sale, gift, distribution or use of alcoholic
<br />beverages.
<br />
<br />This exclusion applies to any claim or suit that
<br />includes allegations, in whole or in part, of any
<br />insured's potential liquor liability.
<br />
<br />aa. State Specific Operations
<br />The insurance coverage provided in this policy applies
<br />only to those operations in those states specifically
<br />identified by the insured in the application for
<br />insurance on file with the company and described
<br />under the “States in which you do business for which
<br />you are applying for insurance”. This exclusion
<br />applies regardless of whether coverage would have
<br />been provided had the state been specified in the
<br />application for insurance on file with the Company.
<br />
<br />ab. Personal Information and Electronic Data
<br />“Bodily injury”, “property damage” or “personal and
<br />advertising injury” arising out of, resulting from,
<br />caused by, contributed to by, alleged to be, or in any
<br />way involving, in whole or in part, “damages” arising
<br />out of:
<br />Docusign Envelope ID: 104062B9-59C4-4AFF-9138-88F602669D84
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