Laserfiche WebLink
SSI GL 01 01 0123 Page 12 of 29 <br />II. COMMON POLICY EXCLUSIONS <br /> <br />The following exclusions apply equally to Coverage A <br />and Coverage B: <br />This insurance does not apply to: <br /> <br />a. Breach of Contract/Contractual Liability <br />“Bodily injury”, “property damage”, or personal <br />injury or advertising injury” arising, directly or <br />indirectly, out of the actual or alleged breach of <br />any contract or agreement or for which any <br />insured is obligated to pay “damages” (including <br />attorneys' fees and costs) by reason of the <br />assumption of liability in a contract or agreement. <br />This exclusion does not apply to liability for <br />“damages”: <br />(1) That the insured would have in the absence of the <br />contract or agreement; or <br />(2) Assumed in a contract or agreement that is an <br />“insured contract”, provided the “occurrence” and <br />the “bodily injury” or “property damage” <br />resulting therefrom take place subsequent to the <br />execution of the contract or agreement. Solely for <br />the purposes of liability assumed in an “insured <br />contract”, reasonable attorney fees and litigation <br />expenses incurred by or for a party other than an <br />insured, if otherwise covered under this policy, <br />are deemed to be “damages” for “bodily injury” <br />or “property damage” under this policy, provided <br />that: <br />(i) Liability to such party for, or the cost of that <br />party's defense, has also been assumed in the <br />same “insured contract”, and <br />(ii) such attorney fees and litigation expenses are <br />for the defense of that party against a “claim” <br />or “suit” in which “damages” to which this <br />insurance applies are alleged. <br /> <br />b. Employer’s Liability <br />Notwithstanding the provisions of Section V <br />Commercial General Liability Conditions, <br />Paragraph 7, Separation of Insureds: <br />(1) “Bodily Injury”, “property damage”, or <br />“advertising injury” to any “employee” of any <br />insured or the “employee” of any contractor or <br />subcontractor working or providing materials or <br />services directly or indirectly on any insured’s <br />behalf arising out of and in the course of: <br />(i) employment by the insured; or <br />(ii) performing duties related to the conduct of <br />the insured’s business or the business of any <br />contractor or subcontractor working directly <br />or indirectly on the insured’s behalf. <br />(2) The spouse, child, parent or sibling of that <br />“employee” as a consequence of Paragraph (1) <br />above. <br />This exclusion applies: <br />(i) Whether the insured may be liable as an <br />employer or in any other capacity; and <br />(ii) To any obligation to share damages with or <br />repay someone else who must pay damages <br />because of the injury. <br /> <br />c. Pollution <br />(1) “Bodily injury”, “property damage” or “personal <br />and advertising injury” which would not have <br />occurred in whole or in part but for the actual, <br />alleged or threatened discharge, dispersal, <br />seepage, migration, release, presence, discovery <br />or escape of “pollutants” at any time. <br />This exclusion shall apply regardless of whether: <br />(i) the actual, alleged or threatened discharge, <br />dispersal, seepage, migration, release, <br />presence, discovery or escape of “pollutants” <br />occurs outside, indoors, or within a structure, <br />building, or confined or enclosed space; <br />(ii) the injury or damage is or is alleged to be <br />sustained within a building and arises out of <br />the release of gases, fumes, chemicals or <br />vapors from materials brought into that <br />building in connection with operations being <br />performed by you or on your behalf by a <br />contractor or subcontractor; <br />(iii) the injury or damage is or is alleged to be <br />sustained within a building and arises out of <br />smoke, fumes, vapors, dust, or soot produced, <br />circulated, or originating from equipment <br />that is used to heat, cool, ventilate, humidify <br />or dehumidify the building or structure, or <br />equipment that is used to heat water for <br />personal use, by the building’s occupants or <br />their guests; <br />(iv) the injury or damage is or is alleged to be at <br />or from any premises, site or location which <br />is or was at any time used by or for any <br />insured or others for the handling, storage, <br />disposal, processing or treatment of waste; or <br />(v) the injury or damage is or is alleged to arise <br />from materials or equipment which are or <br />were at any time transported, handled, stored, <br />treated, disposed of, or processed as waste by <br />or for any insured, or any person or <br />organization for whom you may be legally <br />responsible. <br />(2) To any loss, cost or expense arising out of any: <br />(i) Request, demand, order or requirement that <br />any insured or others test for, monitor, clean <br />up, remove, contain, treat, detoxify or <br />neutralize, or in any way respond to or assess <br />the effects of any “pollutants” in any form <br />whatsoever; and/or <br />(ii) Any “claim” or “suit” seeking, involving or <br />arising from any testing for, monitoring, <br />cleaning up, removing, containing, treating, <br />detoxifying or neutralizing, or in any way <br />responding to, or assessing the effects of any <br />“pollutants” in any form whatsoever. <br /> <br />Docusign Envelope ID: C32ED128-E8C0-4517-B42B-471D21968944