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SSI GL 01 01 0123 Page 28 of 29
<br />(2) Cherry pickers and similar devices used to
<br />raise or lower workers;
<br />
<br />f. Vehicles not described in a., b., c., or d. above
<br />maintained primarily for purposes other than the
<br />transportation of persons or cargo.
<br />
<br />Self-propelled vehicles with the following types
<br />of permanently attached equipment are not
<br />“mobile equipment” but will be considered
<br />“autos”;
<br />(1) Equipment designed primarily for:
<br />(i) Snow removal;
<br />(ii) Road maintenance, but not construction
<br />or resurfacing; or
<br />(iii) Street cleaning;
<br />(2) Cherry pickers and similar devices mounted
<br />on automobile or truck chassis and used to
<br />raise or lower workers; and
<br />(3) Air compressors, pumps and generators,
<br />including spraying, welding, building
<br />cleaning, geophysical exploration, lighting
<br />and well servicing equipment.
<br />
<br />In addition to the foregoing, “Mobile equipment” does
<br />not include any land vehicles that are subject to a
<br />compulsory or financial responsibility law or other
<br />motor vehicle insurance law in the state where it is
<br />licensed or principally garaged. Land vehicles subject
<br />to a compulsory or financial responsibility law or other
<br />motor vehicle insurance law are considered “autos”.
<br />
<br />19. “Occurrence” means an accident, including
<br />continuous or repeated exposure to substantially the
<br />same general harmful conditions. “Occurrence” as
<br />used herein refers to the earliest act, omission, or
<br />creation of conditions or circumstances that give rise
<br />to any “property damage”, “bodily injury” or
<br />“personal or advertising injury”.
<br />
<br />20. “Personal and advertising injury” means injury arising
<br />out of one or more of the following offenses resulting
<br />from an “occurrence”:
<br />a. oral or written publication of material in your
<br />“advertisement” that libels or slanders a person or
<br />organization or a person’s or organization’s
<br />products, services or operations or other
<br />defamatory or disparaging material;
<br />
<br />b. false arrest, detention or imprisonment; or
<br />
<br />c. oral or written publication of material that violates
<br />a person’s right of privacy.
<br />
<br />21. “Policy period” means the period beginning with
<br />inception date and ending with the expiration date
<br />shown in the Declarations or earlier date of
<br />termination or cancellation.
<br />
<br />22. “Pollutants” mean any solid, liquid, gaseous or
<br />thermal irritant or contaminant, including but not
<br />limited to acids, alkalis, animal/bird droppings,
<br />chemicals, fumes, medical waste, refractory ceramic
<br />fibers, fiberglass, smoke, soot, vapor, dust, waste or
<br />other hazardous or toxic substances listed as such by
<br />any state or federal agency or department, and the by-
<br />product of any chemical, mechanical or thermal
<br />process or reaction. Waste includes any regulated
<br />waste, or materials to be recycled, reconditioned, or
<br />reclaimed.
<br />
<br />23. “Products-completed operations hazard”
<br />a. includes all “bodily injury” and “property
<br />damage” occurring away from premises you own
<br />or rent and arising out of “your product” or “your
<br />work” except:
<br />(1) products that are still in your physical
<br />possession; or
<br />(2) work that has not yet been completed or
<br />abandoned. However, “your work” will be
<br />deemed completed at the earliest of the
<br />following times:
<br />(i) when all of the work called for in your
<br />contract has been completed;
<br />(ii) when all of the work to be done at the job
<br />site has been completed if your contract
<br />calls for work at more than one job site;
<br />(iii) when that part of the work done at a job
<br />site has been put to its intended use by
<br />any person or organization other than
<br />another contractor or subcontractor
<br />working on the same project.
<br />
<br />Work that may need service, maintenance,
<br />correction, repair or replacement, but which is
<br />otherwise complete, will be treated as completed.
<br />
<br />b. Does not include “bodily injury” or “property
<br />damage” arising out of:
<br />(1) the transportation of property, unless the
<br />injury or damage arises out of a condition in
<br />or on a vehicle not owned or operated by you,
<br />and that condition was created by the
<br />“loading or unloading” of that vehicle by any
<br />insured; or
<br />(2) the existence of tools, uninstalled equipment
<br />or abandoned or used materials; or
<br />(3) products or operations for which the
<br />classification, listed in the Declarations or in
<br />a policy schedule, states that products-
<br />completed operations are subject to the
<br />General Aggregate Limit.
<br />
<br />24. “Property damage” means:
<br />a. physical injury to tangible property caused by an
<br />“occurrence” that first takes place or begins
<br />during the “policy period”; or
<br />
<br />Docusign Envelope ID: C32ED128-E8C0-4517-B42B-471D21968944
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