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<br />Page 2 of 2 <br />2. Any facts, rights, interests, or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by <br />an inspection of the Land, or (b) asserted by persons or parties in possession of the Land. <br />3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy. <br />4. Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed <br />by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy. <br />5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, <br />claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. <br />6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy. <br />7. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, <br />gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or <br />rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights of way, <br />and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the <br />Public Records or are shown in Schedule B. <br />PART II <br />(Variable exceptions such as taxes, easements, CC&R’s, etc., are inserted here)