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CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) 12/01/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME:K T L Business Insurance Services, Inc.K T L Business Insurance Services, Inc. 322 8th Street Suite # 101 Del Mar CA 92014 PHONE (A/C, No. Ext):(858) 350-0555 FAX (A/C, No):(858) 350-0556 E-MAIL ADDRESS kevin@ktlinsurance.com INSURER(S) AFFORDING COVERAGE NAIC # INSURED Agency Lic#: CA # 0D86601 INSURER A: INSURER B: Hartford Casualty Insurance Company Valley Forge Insurance Company 29424 20508 NHA ADVISORS, LLC 4040 CIVIC CENTER DR STE 200 SAN RAFAEL CA 94903 INSURER C:Underwriters at Lloyd's, London 15642 INSURER D: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 104717 REVISION NUMBER:1 SUPERCEDES PREVIOUS REVISIONS THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE ADDL INSRD SUBR WVD POLICY EFF DATE (MM/DD/YY) POLICY EXP DATE (MM/DD/YY) X POLICY NUMBER EACH OCCURRENCE LIMITS $2,000,000 A COMMERCIAL GENERAL LIABILITY 6025083654 01/23/25 01/23/26 DAMAGE TO RENTED PREMISES (Ea occurence)$1,000,000CLAIMS MADE X OCCUR 10,000MED EXP (Any one person)$ 2,000,000PERSONAL & ADV INJURY $ 4,000,000GEN'L AGGREGATE LIMIT APPLIES PER: PRO- JECT GENERAL AGGREGATE $ 4,000,000POLICYLOCPRODUCTS-COMP/OP AGG $ OTHER: 6025083654 01/23/26 COMBINED SINGLE LIMIT (Ea accident) $ A AUTOMOBILE LIABILITY 01/23/25 $1,000,000 ANY AUTO BODILY INJURY (Per person)$ OWNED AUTOS ONLY SCHEDULED AUTOS BODILY INJURY (Per accident)$ X HIRED AUTOS ONLY X NON-OWNED AUTOS ONLY PROPERTY DAMAGE $(Per accident) $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION $$ B WORKERS COMPENSATION AND EMPLOYERS' LIABILITY 72WECBL6J57 11/08/25 11/08/26 X PER STATUTE OTH- ER ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? (Mandatory in NH) Y/N N/A E.L. EACH ACCIDENT $1,000,000 E.L. DISEASE-EA EMPLOYEE $1,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE-POLICY LIMIT $1,000,000 C Procfessional Liability MPL43740025 02/06/25 02/06/26 Ea Occurrence/Aggregate 2,000,000 EACH CLAIM 1,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Attention: Kevin Levine Lic # 0834847 ACORD 25 (2016/03)Certificate #104717 Revision #1 © 1988-2015 ACORD CORPORATION. All right reserved. The ACORD name and logo are registered marks of ACORD Docusign Envelope ID: BB80A86F-2853-4F40-B02D-18F5B9DD615F