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ECP 1200 03 22 Page 31 of 37
<br />Reporting Period is available to the Named Insured for not more than 200% of the Total Premium for This Policy
<br />stated in the Declarations.
<br />d. Renewal Extended Reporting Period
<br />Provided that the Named Insured has renewed this policy with the Company or an affiliate of the Company
<br />designated by the Company, an insured shall have the right to the following:
<br />(1)A period of sixty (60) days following the expiration of this policy’s policy period in which to provide written
<br />notice to the Company under this policy’s policy period of claim(s) first made against the insured within thirty
<br />(30) days prior to the expiration of this policy’s policy period or a pollution condition first discovered within
<br />thirty (30) days prior to the expiration of the policy’s policy period.
<br />A claim first made against the insured within thirty (30) days prior to the expiration of the policy’s policy period
<br />or a pollution condition first discovered within thirty (30) days prior to the expiration of the policy’s policy
<br />period and which claim or pollution condition is reported to the Company within this renewal extended
<br />reporting period will be deemed to have been made and reported on the last day of this policy’s policy period.
<br />SECTION IX – DEFINITIONS
<br />1. Advertisement means a notice that is broadcast or published to the general public or specific market segments about
<br />your goods, products or services for the purpose of attracting customers or supporters. For the purposes of this
<br />definition:
<br />a.Notices that are published include material placed on the Internet or on similar electronic means of communication;
<br />and
<br />b.Regarding web-sites, only that part of a web-site that is about your goods, products or services for the purposes of
<br />attracting customers or supporters is considered an advertisement.
<br />2. Auto means:
<br />a.A land motor vehicle, trailer or semitrailer designed for travel on public roads, including any attached machinery or
<br />equipment; or
<br />b.Any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance
<br />law in the state where it is licensed or principally garaged.
<br />However, auto does not include mobile equipment.
<br />3. Bacteria means any type or form of bacteria and any materials or substances that are produced or released by bacteria.
<br />4. Biometric Identifier means a retina or iris scan, fingerprint, voiceprint, or scan of hand or face geometry.
<br />5. Biometric Information means any information, regardless of how it is captured, converted, stored, or shared, based
<br />on an individual's biometric identifier used to identify an individual.
<br />6. Bodily Injury means:
<br />a.Physical injury, sickness or, disease, sustained by any person, including death, and solely with respect to this
<br />Paragraph 6.a. of this definition, medical monitoring resulting from any of these; and
<br />b.Mental anguish or emotional distress sustained by any person.
<br />7. Carrier means any person or entity, other than any Named Insured or a subsidiary or affiliated company of any Named
<br />Insured, engaged by or on behalf of any Named Insured, and in the business of and properly licensed to transport
<br />property including your products, waste or materials for hire by auto, aircraft, watercraft or rolling stock.
<br />8. Certified Industrial Hygienist means a licensed professional currently certified per the requirements as established by
<br />the American Board of Industrial Hygiene mutually agreed upon by the Company and the Named Insured and who has
<br />experience in the investigation, assessment and remediation of microbial substances.
<br />9. Claim means the written assertion of a legal right to money or services received by an insured from a third party,
<br />including but not limited to suits or civil actions, alleging liability or responsibility on the part of the insured for damages,
<br />loss, bodily injury, property damage, personal and advertising injury liability and/or cleanup costs.
<br />10. Cleanup Costs means:
<br />a.The reasonable and necessary expenses incurred for the investigation, monitoring, testing, removal, abatement,
<br />containment, treatment, detoxifying, neutralization, encapsulation or disposal of pollution condition(s) to the
<br />extent required by applicable federal, state or local governmental law, rule, regulation or order under which the
<br />insured has or may have a legal obligation; and
<br />b.With respect to microbial substances coverage provided under Coverage D.4 – Microbial Substance
<br />Contractors Pollution Liability, if purchased, in the absence of any applicable law, rule, regulation or order
<br />established pursuant to a. above, to the extent recommended in writing by a Certified Industrial Hygienist retained
<br />with our prior written consent or as required by court; and
<br />c. Restoration costs; and
<br />Docusign Envelope ID: 266F3365-7BEF-87AC-8198-E2103A9F8B36
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