PATRICIA JOHNSON (FIRST AMENDMENT)

MISCELLANEOUS PROFESSIONAL LIABILITY POLICY MPL 00 00 12 23 Page 4 of 14 and Damages in connection with such Claim. B. Retention The Company shall be liable for only that part of Damages and Claim Expense covered under this policy which is excess of the Wrongful Act Retention as described below and in the amount set forth in Item 6. Of the Declarations. Such Retention shall be borne by the Insureds uninsured and at their own risk. With respect to Claims for Wrongful Acts, the Retention set forth in Item 6. Of the Declara- tions shall apply to each Wrongful Act covered by this policy. All Wrongful Acts that involve the same or related subject, person, class of person or have common facts or circumstances or in- volve common transactions, events or decisions, regardless of the number of repetitions, altera- tions, actions, or forms of communication will be treated as one Wrongful Act for the purposes of applying the Retention. The Retention applies to Damages and Claim Expense combined. The Retention shall not apply to Claim Ex- pense incurred in connection with Disciplinary Proceedings. The Retention shall not apply to Claim Expense incurred in connection with Subpoena Assistance. If more than one Retention applies to a Claim covered under this policy, the Insured’s Reten- tion obligation shall not exceed the largest ap- plicable Retention in connection with such Claim. The Limit of Insurance shall not be reduced by the application of the Retention. All other rights, duties and obligations under the policy shall re- main the same regardless of whether or not the Retention has been satisfied, including, but not limited to, the Company’s right and duty to in- vestigate, defend and settle Claims and the In- sured’s notice and cooperation duties set forth in this policy. C. Reimbursement If, at the Company’s option, the Company has paid any amounts for Damages or Claim Ex- pense in excess of the applicable Limit of Insur- ance, including any amounts paid in excess of the Company’s obligation to pay Damages and Claim Expense pursuant to SECTION I – INSURING AGREEMENT, Section B. Defense and Investigation, Paragraph 3. Of this policy, or if the Company has paid part or all of any Re- tention, the Insured shall reimburse the Com- pany for such amounts upon demand. The Company will have the right to seek recov- ery from any Insured of any Claim Expense or Damages paid by the Company as a result of any portion of a Claim that is not covered by this policy. SECTION III – EXCLUSIONS A. The Company is not obligated to pay Damages or Claim Expense or defend Claims for or aris- ing directly or indirectly out of: 1. Bodily Injury or Property Damage. 2. An act or omission that is dishonest, fraudu- lent, criminal, malicious or was intentionally committed while knowing it was wrongful, as evidenced by any judgment, final adjudica- tion, alternate dispute resolution proceeding or written admission by the Insured. This exclusion does not apply to any Individual Insured that did not commit, acquiesce or participate in the actions that gave rise to the Claim. Pursuant to SECTION II – LIMITS OF INSURANCE, RETENTION AND REIMBURSEMENT, Section C. of this policy, the Company shall have a right to re- imbursement of any Damages or Claim Ex- pense paid by the Company as a result of a Claim to which this exclusion applies. 3. Infringement, misappropriation or theft of: a. Copyright; b. Trademark, trade dress, trade name, service mark, service name, title or slo- gan; c. Patent; or d. Trade secrets. 4. Unfair competition, restraint of trade or any other violation of antitrust laws. 5. Harassment, misconduct or discrimination because of or relating to: a. Race, creed, color or age; b. Sex, sexual preference, national origin or religion; or EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3