PATRICIA JOHNSON (FIRST AMENDMENT)

MISCELLANEOUS PROFESSIONAL LIABILITY POLICY MPL 00 00 12 23 Page 9 of 14 days after the billing date for the en- dorsement to be effective. (3) The endorsement shall also include the provisions and conditions appli- cable to the Extended Reporting Pe- riod. Once in effect, the Extended Reporting Period may not be can- celed. (4) A Claim that is first made during the Extended Reporting Period will be deemed to have been made on the last day of the Policy Period. The provisions of the policy in effect on the last day of the Policy Period will apply. (5) The Extended Reporting Period does not extend the Policy Period or change the scope of coverage provided. (6) If a corporation, partnership or other entity has been placed in liquidation or bankruptcy or permanently ceas- es operations and the entity or its designated trustee does not pur- chase extended reporting period coverage then any person covered under the policy may request the ex- tended reporting period coverage within 120 days of the termination of coverage 5. Multiple Claims All Claims arising from the same Wrongful Act will be deemed to have been made on the earlier of the following times: a. The date the first of those Claims is made against any Insured; or b. The first date the Company receives the Insured’s written notice of the Wrongful Act. The provisions of the policy in effect on that date will apply. SECTION V – DEFINITIONS A. “Advertising by the Insured” means advertis- ing, publicity or promotion of any kind of the In- sured’s products and services. B. “Application” means all of the following: 1. The Insured’s Miscellaneous Professional Liability insurance policy application, and, if this policy is a renewal of a policy issued by the Company, the Insured’s Miscellaneous Professional Liability insurance renewal ap- plication, including all applications and re- newal applications submitted for such poli- cies; 2. Other companies’ insurance policy applica- tions, if accepted by the Company; and 3. All attachments to the Application or re- newal Application and any other infor- mation furnished to the Company for the purpose of applying for the insurance. All such attachments and information will be kept on file by the Company, deemed at- tached to the policy as if physically attached to it and shall become incorporated in and constitute a part of this policy. C. "Bodily Injury" means physical injury to the body, or sickness or disease sustained by a per- son, including death resulting therefrom. Bodily Injury also means mental injury or men- tal anguish, including emotional distress, shock or fright, if resulting from injury to the body, sick- ness, disease or death of any person. However, Bodily Injury does not include such mental inju- ry or mental anguish if directly resulting from a covered Wrongful Act arising out of the perfor- mance or failure to perform Insured Services. D. “Claim” means a written demand or written assertion of a legal right made against any In- sured seeking Damages or non-monetary relief, including arbitration proceedings and Discipli- nary Proceedings, including any appeal there- from. E. “Claim Attendance Expense” means the In- sured’s actual loss of earnings and reasonable expenses incurred directly in order for the In- sured to attend hearings, depositions and trials at the request of the Company in connection with the defense of a covered Claim. F. "Claim Expense" means expenses incurred by the Company or by the Insured with the Com- pany’s consent in the investigation, adjustment, negotiation, arbitration, mediation and defense of covered Claims, whether paid by the Com- pany or Insured with the Company’s consent. Claim Expense includes: EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3