PATRICIA JOHNSON (FIRST AMENDMENT)

MISCELLANEOUS PROFESSIONAL LIABILITY POLICY MPL 00 00 12 23 Page 11 of 14 officers, directors or employees in the per- formance of Insured Services by the Named Insured. In the event of death, incompetency, insolvency or bankruptcy of any Insured, the Insured’s le- gal representative shall be considered an “Indi- vidual Insured”, but only with respect to its ac- tivities within the scope of its duties in such capacity in the performance of Insured Ser- vices by a Named Insured. M. "Insured" means, individually and collectively: 1. A Named Insured; and 2. The Individual Insureds. N. "Insured Services" means those services per- formed for others as stated in Item 4. on the Declarations Page, or as otherwise stated by endorsement to this policy. O. "Named Insured" means the person or entity listed in Item 1. of the Declarations Page and its Subsidiaries. P. "Policy Period" means the period of time stated in Item 2. on the Declarations Page, or any shorter period resulting from policy cancellation. Q. "Pollutant" means any solid, liquid, gaseous or thermal irritant or contaminant, including but not limited to: 1. Smoke, vapor, soot, fumes, acids, alkalis, chemicals, lead, silica, mold or asbestos; 2. Hazardous, toxic or radioactive matter or nuclear radiation; 3. Waste, which includes material to be recy- cled, reconditioned or reclaimed; or 4. Any other pollutant as defined by applicable federal, state or local statutes, regulations, rulings or ordinances. R. "Property Damage” means: 1. Physical injury to tangible property, including all resulting loss of use of that property; or 2. Loss of use of tangible property that is not physically injured. S. "Retention" means the amount stated in Item 6. on the Declarations Page and described in Sec- tion II.B. of this policy. T. "Retroactive Date" means the date, if any, stated in Item 3. on the Declarations Page. U. “Subsidiary(ies)” means any entity in which, and so long as, a Named Insured, either direct- ly or indirectly: 1. Owns more than fifty (50) percent of the is- sued and outstanding voting equity securi- ties; or 2. Controls voting rights representing the pre- sent right to vote for election or to appoint more than fifty (50) percent of the directors or trustees; on or before the effective date of this policy, or after the effective date of this policy; provided that, with any respect to any entity that becomes a Subsidiary after the effective date of the poli- cy, and the entity’s gross revenues exceed ten percent (10%) of the Insured’s annual gross revenues at the Inception Date of the policy, the entity shall only be deemed a Subsidiary under this policy for a period of ninety (90) days from the date it became a Subsidiary. If the Insured gives written notice within ninety (90) days of the creation or acquisition of the Subsidiary, including the necessary underwrit- ing information the Company may require and pay any reasonable additional premium as the Company may require, then the Company will issue an endorsement including such entity in the definition of Subsidiary for the duration of the Policy Period. In all events there is no coverage for Wrongful Acts, Damages or Claim Expense relating to any activities of a Subsidiary, or Insured there- of, occurring prior to the time such entity be- came a Subsidiary. V. "Wrongful Act" means conduct or alleged con- duct by an Insured, or any person or organiza- tion for whom an Insured is legally liable, as de- scribed in Insuring Agreement Section I.A. of this policy or as amended by applicable en- dorsement(s) attached hereto. All Wrongful Acts that: EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3