PATRICIA JOHNSON (FIRST AMENDMENT)

MISCELLANEOUS PROFESSIONAL LIABILITY POLICY MPL 00 00 12 23 Page 13 of 14 2. Then, to the First Named Insured as re- covery of Retention amounts paid as Dam- ages and Claim Expense. G. Changes in Insured’s Operations This policy applies only to Insured Services as described in the Application. This policy will not apply to any other activities or entities unless, with the Company’s consent, such activities or entities are added to this policy by endorsement. The Named Insured will promptly pay any addi- tional premium that may become due as a result of such addition. H. Assignment Assignment of any interest under this policy will not bind the Company unless and until its writ- ten consent is endorsed hereon. I. Cancellation and Nonrenewal 1. Cancellation a. The First Named Insured may cancel this policy by mailing or delivering writ- ten notice of cancellation to the Com- pany or the Company’s authorized rep- resentative, at the address shown on the Declarations Page of this policy. Such notice of cancellation will state the effective date of cancellation or, if no ef- fective date is stated, the effective date of cancellation shall be thirty (30) days after receipt of notice. The Policy Peri- od will end on that date. b. The Company may cancel this policy by mailing or delivering to the First Named Insured written notice of cancellation at least: (1) Ten (10) days before the effective date of cancellation if the Company cancels for nonpayment of premium; or (2) Thirty (30) days before the effective date of cancellation if the Company cancels for any other reason. c. If this policy is canceled, the Company will send the First Named Insured any premium refund due. If the Company cancels, the refund will be the pro rata unearned amount of the annual premi- um. If the First Named Insured can- cels, the refund, if any, will be the pro rata unearned amount of the annual premium calculated at the customary short rate. Return of premium to the First Named Insured is not a condition precedent to cancellation. d. The Company will mail or deliver the notice to the address stated in Item 1. on the Declarations Page. e. If notice of cancellation is mailed, proof of mailing will be sufficient proof of no- tice. Delivery of the notice will be the same as mailing. 2. Nonrenewal The Company may elect not to renew this policy by mailing or delivering written notice of nonrenewal to the First Named Insured at the address shown on the Declarations Page of this policy. The Company will mail or deliver the notice at least sixty (60) days before the expiration of the policy. If notice of nonrenewal is mailed, proof of mailing will be sufficient proof of notice. De- livery of the notice will be the same as mail- ing. J. Action Against the Company 1. No action will lie against the Company un- less, as a condition precedent thereto, there has been full compliance with all of the terms of this policy by all Insureds, nor until the amount of the Insured's obligation to pay has been fully determined either by judgment or award against the Insured after actual trial or arbitration or by written agreement among the Insured, the claimant and the Company. Any person or organiza- tion, or the legal representative thereof, who has secured such judgment or written agreement, will thereafter be entitled to re- cover under this policy to the extent of the insurance afforded by this policy. 2. No person or organization will have any right under this policy to join the Company as a party to any action against the Insured to determine the Insured's liability, nor will the Company be impleaded by the Insured or the Insured’s legal representative. EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3