PATRICIA JOHNSON (FIRST AMENDMENT)

BUSINESSOWNER’S COVERAGE FORM BP 00 03 01 10 BP 00 03 01 10 Includes copyrighted material of the Insurance Services Office, Inc., used with its permission. Page 1 of 48 BUSINESSOWNER’S COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this Coverage Form the words "you" and "your" refer to the Named Insured shown in the Decla- rations. The words "we", "us" and "our" refer to the Company providing this insurance. In Section II – Liability, the word "insured" means any person or organization qualifying as such under Para- graph C. Who Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Paragraph H. Property Definitions in Section I – Property and Para- graph F. Liability And Medical Expenses Definitions in Section II – Liability. SECTION I – PROPERTY A. Coverage We will pay for direct physical loss of or damage to Covered Property at the premises described in the Declarations caused by or resulting from any Cov- ered Cause of Loss. 1. Covered Property Covered Property includes Buildings as de- scribed under Paragraph a. below, Business Personal Property as described under Para- graph b. below, or both, depending on whether a Limit of Insurance is shown in the Declara- tions for that type of property. Regardless of whether coverage is shown in the Declarations for Buildings, Business Personal Property, or both, there is no coverage for property de- scribed under Paragraph 2. Property Not Cov- ered. a. Buildings, meaning the buildings and struc- tures at the premises described in the Dec- larations, including: (1) Completed additions; (2) Fixtures, including outdoor fixtures; (3) Permanently installed: (a) Machinery; and (b) Equipment; (4) Your personal property in apartments, rooms or common areas furnished by you as landlord; (5) Personal property owned by you that is used to maintain or service the buildings or structures or the premises, including: (a) Fire extinguishing equipment; (b) Outdoor furniture; (c) Floor coverings; and (d) Appliances used for refrigerating, ventilating, cooking, dishwashing or laundering; (6) If not covered by other insurance: (a) Additions under construction, altera- tions and repairs to the buildings or structures; (b) Materials, equipment, supplies and temporary structures, on or within 100 feet of the described premises, used for making additions, altera- tions or repairs to the buildings or structures. b. Business Personal Property located in or on the buildings at the described premises or in the open (or in a vehicle) within 100 feet of the described premises, including: (1) Property you own that is used in your business; (2) Property of others that is in your care, custody or control, except as otherwise provided in Loss Payment Property Loss Condition Paragraph E.5.d.(3)(b); (3) Tenant's improvements and better- ments. Improvements and betterments are fixtures, alterations, installations or additions: (a) Made a part of the building or struc- ture you occupy but do not own; and (b) You acquired or made at your ex- pense but cannot legally remove; (4) Leased personal property which you have a contractual responsibility to in- sure, unless otherwise provided for un- der Paragraph 1.b.(2); and (5) Exterior building glass, if you are a ten- ant and no Limit of Insurance is shown in the Declarations for Building property. The glass must be owned by you or in your care, custody or control. EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3