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COVERAGE FORM <br /> <br />BP 00 03 01 10 Includes copyrighted material of the Insurance Services Office, Inc., used with its permission. Page 11 of 48 <br /> <br /> (3) The most we will pay under this Addi- <br />tional Coverage – Electronic Data for all <br />loss or damage sustained in any one <br />policy year, regardless of the number of <br />occurrences of loss or damage or the <br />number of premises, locations or com- <br />puter systems involved, is $10,000, <br />unless a higher Limit of Insurance is <br />shown in the Declarations. If loss pay- <br />ment on the first occurrence does not <br />exhaust this amount, then the balance is <br />available for subsequent loss or damage <br />sustained in, but not after, that policy <br />year. With respect to an occurrence <br />which begins in one policy year and <br />continues or results in additional loss or <br />damage in a subsequent policy year(s), <br />all loss or damage is deemed to be sus- <br />tained in the policy year in which the oc- <br />currence began. <br /> q. Interruption Of Computer Operations <br /> (1) Subject to all provisions of this Addi- <br />tional Coverage, you may extend the in- <br />surance that applies to Business Income <br />and Extra Expense to apply to a sus- <br />pension of "operations" caused by an in- <br />terruption in computer operations due to <br />destruction or corruption of "electronic <br />data" due to a Covered Cause of Loss. <br /> (2) With respect to the coverage provided <br />under this Additional Coverage, the <br />Covered Causes of Loss are subject to <br />the following: <br /> (a) Coverage under this Additional Cov- <br />erage – Interruption Of Computer <br />Operations is limited to the "specified <br />causes of loss" and Collapse. <br /> (b) If the Businessowners Coverage <br />Form is endorsed to add a Covered <br />Cause of Loss, the additional Cov- <br />ered Cause of Loss does not apply <br />to the coverage provided under this <br />Additional Coverage. <br /> (c) The Covered Causes of Loss include <br />a computer virus, harmful code or <br />similar instruction introduced into or <br />enacted on a computer system (in- <br />cluding "electronic data") or a net- <br />work to which it is connected, de- <br />signed to damage or destroy any <br />part of the system or disrupt its nor- <br />mal operation. But there is no cover- <br />age for an interruption related to ma- <br />nipulation of a computer system <br />(including "electronic data") by any <br />employee, including a temporary or <br />leased employee, or by an entity re- <br />tained by you, or for you, to inspect, <br />design, install, modify, maintain, re- <br />pair or replace that system. <br /> (3) The most we will pay under this Addi- <br />tional Coverage – Interruption Of Com- <br />puter Operations for all loss sustained <br />and expense incurred in any one policy <br />year, regardless of the number of inter- <br />ruptions or the number of premises, lo- <br />cations or computer systems involved, is <br />$10,000 unless a higher Limit of Insur- <br />ance is shown in the Declarations. If <br />loss payment relating to the first inter- <br />ruption does not exhaust this amount, <br />then the balance is available for loss or <br />expense sustained or incurred as a re- <br />sult of subsequent interruptions in that <br />policy year. A balance remaining at the <br />end of a policy year does not increase <br />the amount of insurance in the next pol- <br />icy year. With respect to any interruption <br />which begins in one policy year and <br />continues or results in additional loss or <br />expense in a subsequent policy year(s), <br />all loss and expense is deemed to be <br />sustained or incurred in the policy year <br />in which the interruption began. <br /> (4) This Additional Coverage – Interruption <br />Of Computer Operations does not apply <br />to loss sustained or expense incurred <br />after the end of the "period of restora- <br />tion", even if the amount of insurance <br />stated in (3) above has not been ex- <br />hausted. <br /> (5) Coverage for Business Income does not <br />apply when a suspension of "operations" <br />is caused by destruction or corruption of <br />"electronic data", or any loss or damage <br />to "electronic data", except as provided <br />under Paragraphs (1) through (4) of this <br />Additional Coverage. <br /> (6) Coverage for Extra Expense does not <br />apply when action is taken to avoid or <br />minimize a suspension of "operations" <br />caused by destruction or corruption of <br />"electronic data", or any loss or damage <br />to "electronic data", except as provided <br />under Paragraphs (1) through (4) of this <br />Additional Coverage. <br /> r. Limited Coverage For "Fungi", Wet Rot <br />Or Dry Rot <br /> (1) The coverage described in Paragraphs <br />r.(2) and r.(6) only applies when the <br />"fungi", wet rot or dry rot are the result of <br />a "specified cause of loss" other than <br />EXHIBIT B <br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3