PATRICIA JOHNSON (FIRST AMENDMENT)

COVERAGE FORM BP 00 03 01 10 Includes copyrighted material of the Insurance Services Office, Inc., used with its permission. Page 23 of 48 (ii) Unless the repairs or replace- ment are made as soon as rea- sonably possible after the loss or damage. However, if the cost to repair or re- place the damaged building property is $2,500 or less, we will settle the loss according to the provisions of Paragraphs d.(1)(a) and d.(1)(b) above whether or not the actual re- pair or replacement is complete. (e) The cost to repair, rebuild or replace does not include the increased cost attributable to enforcement of any ordinance or law regulating the con- struction, use or repair of any prop- erty. (2) If the Actual Cash Value – Buildings option applies, as shown in the Declara- tions, Paragraph (1) above does not ap- ply to Buildings. Instead, we will deter- mine the value of Buildings at actual cash value. (3) The following property at actual cash value: (a) Used or secondhand merchandise held in storage or for sale; (b) Property of others. However, if an item(s) of personal property of others is subject to a written contract which governs your liability for loss or dam- age to that item(s), then valuation of that item(s) will be based on the amount for which you are liable un- der such contract, but not to exceed the lesser of the replacement cost of the property or the applicable Limit of Insurance; (c) Household contents, except personal property in apartments or rooms fur- nished by you as landlord; (d) Manuscripts; and (e) Works of art, antiques or rare arti- cles, including etchings, pictures, statuary, marble, bronzes, porcelain and bric-a-brac. (4) Glass at the cost of replacement with safety glazing material if required by law. (5) Tenants' Improvements and Better- ments at: (a) Replacement cost if you make re- pairs promptly. (b) A proportion of your original cost if you do not make repairs promptly. We will determine the proportionate value as follows: (i) Multiply the original cost by the number of days from the loss or damage to the expiration of the lease; and (ii) Divide the amount determined in (i) above by the number of days from the installation of improve- ments to the expiration of the lease. If your lease contains a renewal op- tion, the expiration of the renewal op- tion period will replace the expiration of the lease in this procedure. (c) Nothing if others pay for repairs or replacement. (6) Applicable only to the Optional Cover- ages: (a) "Money" at its face value; and (b) "Securities" at their value at the close of business on the day the loss is discovered. (7) Applicable only to Accounts Receivable: (a) If you cannot accurately establish the amount of accounts receivable out- standing as of the time of loss or damage: (i) We will determine the total of the average monthly amounts of ac- counts receivable for the 12 months immediately preceding the month in which the loss or damage occurs; and (ii) We will adjust that total for any normal fluctuations in the amount of accounts receivable for the month in which the loss or dam- age occurred or for any demon- strated variance from the average for that month. (b) The following will be deducted from the total amount of accounts receiv- able, however that amount is estab- lished: (i) The amount of the accounts for which there is no loss or damage; (ii) The amount of the accounts that you are able to reestablish or col- lect; EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3