PATRICIA JOHNSON (FIRST AMENDMENT)

BUSINESSOWNER’S POLICY Page 32 of 48 Includes copyrighted material of the Insurance Services Office, Inc., used with its permission. BP 00 03 01 10 (b) This insurance applies to such liabil- ity assumed by the insured; (c) The obligation to defend, or the cost of the defense of, that indemnitee, has also been assumed by the in- sured in the same "insured contract"; (d) The allegations in the "suit" and the information we know about the "oc- currence" are such that no conflict appears to exist between the inter- ests of the insured and the interests of the indemnitee; (e) The indemnitee and the insured ask us to conduct and control the de- fense of that indemnitee against such "suit" and agree that we can assign the same counsel to defend the insured and the indemnitee; and (f) The indemnitee: (i) Agrees in writing to: i. Cooperate with us in the in- vestigation, settlement or de- fense of the "suit"; ii. Immediately send us copies of any demands, notices, sum- monses or legal papers re- ceived in connection with the "suit"; iii. Notify any other insurer whose coverage is available to the indemnitee; and iv. Cooperate with us with re- spect to coordinating other applicable insurance available to the indemnitee; and (ii) Provides us with written authori- zation to: i. Obtain records and other information related to the "suit"; and ii. Conduct and control the de- fense of the indemnitee in such "suit". (3) So long as the conditions in Paragraph (2) are met, attorneys' fees incurred by us in the defense of that indemnitee, necessary litigation expenses incurred by us and necessary litigation expenses incurred by the indemnitee at our re- quest will be paid as Supplementary Payments. Notwithstanding the provi- sions of Paragraph B.1.b.(2) Exclusions in Section II – Liability, such payments will not be deemed to be damages for "bodily injury" and "property damage" and will not reduce the Limits of Insur- ance. Our obligation to defend an insured's in- demnitee and to pay for attorneys' fees and necessary litigation expenses as Supplementary Payments ends when: (a) We have used up the applicable Limit of Insurance in the payment of judgments or settlements; or (b) The conditions set forth above, or the terms of the agreement de- scribed in Paragraph (2)(f) above are no longer met. 2. Medical Expenses a. We will pay medical expenses as described below for "bodily injury" caused by an acci- dent: (1) On premises you own or rent; (2) On ways next to premises you own or rent; or (3) Because of your operations; provided that: (a) The accident takes place in the "coverage territory" and during the policy period; (b) The expenses are incurred and re- ported to us within one year of the date of the accident; and (c) The injured person submits to ex- amination, at our expense, by physi- cians of our choice as often as we reasonably require. b. We will make these payments regardless of fault. These payments will not exceed the Limits of Insurance of Section II – Liability. We will pay reasonable expenses for: (1) First aid administered at the time of an accident; (2) Necessary medical, surgical, x-ray and dental services, including prosthetic de- vices; and (3) Necessary ambulance, hospital, profes- sional nursing and funeral services. B. Exclusions 1. Applicable To Business Liability Coverage This insurance does not apply to: EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3