Laserfiche WebLink
BUSINESSOWNER’S POLICY <br /> <br />Page 36 of 48 Includes copyrighted material of the Insurance Services Office, Inc., used with its permission. BP 00 03 01 10 <br /> <br /> (4) Medical, surgical, dental, x-ray or nurs- <br />ing services treatment, advice or instruc- <br />tion; <br /> (5) Any health or therapeutic service treat- <br />ment, advice or instruction; <br /> (6) Any service, treatment, advice or in- <br />struction for the purpose of appearance <br />or skin enhancement, hair removal or <br />replacement or personal grooming; <br /> (7) Optometry or optical or hearing aid ser- <br />vices including the prescribing, <br />preparation, fitting, demonstration or dis- <br />tribution of ophthalmic lenses and simi- <br />lar products or hearing aid devices; <br /> (8) Body piercing services; and <br /> (9) Services in the practice of pharmacy. <br />This exclusion applies even if the claims al- <br />lege negligence or other wrongdoing in the <br />supervision, hiring, employment, training or <br />monitoring of others by an insured, if the <br />"occurrence" which caused the "bodily in- <br />jury" or "property damage", or the offense <br />which caused the "personal and advertising <br />injury", involved the rendering or failure to <br />render of any professional service. <br /> k. Damage To Property <br />"Property damage" to: <br /> (1) Property you own, rent or occupy, in- <br />cluding any costs or expenses incurred <br />by you, or any other person, organiza- <br />tion or entity, for repair, replacement, <br />enhancement, restoration or mainte- <br />nance of such property for any reason, <br />including prevention of injury to a person <br />or damage to another's property; <br /> (2) Premises you sell, give away or aban- <br />don, if the "property damage" arises out <br />of any part of those premises; <br /> (3) Property loaned to you; <br /> (4) Personal property in the care, custody <br />or control of the insured; <br /> (5) That particular part of real property on <br />which you or any contractor or subcon- <br />tractor working directly or indirectly on <br />your behalf is performing operations, if <br />the "property damage" arises out of <br />those operations; or <br /> (6) That particular part of any property that <br />must be restored, repaired or replaced <br />because "your work" was incorrectly <br />performed on it. <br />Paragraphs (1), (3) and (4) of this exclusion <br />do not apply to "property damage" (other <br />than damage by fire) to premises, including <br />the contents of such premises, rented to <br />you for a period of seven or fewer consecu- <br />tive days. A separate Limit of Insurance ap- <br />plies to Damage To Premises Rented To <br />You as described in Paragraph D. Liability <br />And Medical Expenses Limit Of Insurance <br />in Section II – Liability. <br />Paragraph (2) of this exclusion does not <br />apply if the premises are "your work" and <br />were never occupied, rented or held for <br />rental by you. <br />Paragraphs (3), (4), (5) and (6) of this ex- <br />clusion do not apply to liability assumed <br />under a sidetrack agreement. <br />Paragraph (6) of this exclusion does not <br />apply to "property damage" included in the <br />"products-completed operations hazard". <br /> l. Damage To Your Product <br />"Property damage" to "your product" arising <br />out of it or any part of it. <br /> m. Damage To Your Work <br />"Property damage" to "your work" arising <br />out of it or any part of it and included in the <br />"products-completed operations hazard". <br />This exclusion does not apply if the dam- <br />aged work or the work out of which the <br />damage arises was performed on your be- <br />half by a subcontractor. <br /> n. Damage To Impaired Property Or <br />Property Not Physically Injured <br />"Property damage" to "impaired property" or <br />property that has not been physically in- <br />jured, arising out of: <br /> (1) A defect, deficiency, inadequacy or <br />dangerous condition in "your product" or <br />"your work"; or <br /> (2) A delay or failure by you or anyone <br />acting on your behalf to perform a con- <br />tract or agreement in accordance with <br />its terms. <br />This exclusion does not apply to the loss of <br />use of other property arising out of sudden <br />and accidental physical injury to "your prod- <br />uct" or "your work" after it has been put to <br />its intended use. <br />EXHIBIT B <br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3