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BUSINESSOWNER’S POLICY
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<br />Page 38 of 48 Includes copyrighted material of the Insurance Services Office, Inc., used with its permission. BP 00 03 01 10
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<br /> q. Electronic Data
<br />Damages arising out of the loss of, loss of
<br />use of, damage to, corruption of, inability to
<br />access, or inability to manipulate electronic
<br />data.
<br />As used in this exclusion, electronic data
<br />means information, facts or computer pro-
<br />grams stored as or on, created or used on,
<br />or transmitted to or from computer software
<br />(including systems and applications soft-
<br />ware), on hard or floppy disks, CD-ROMs,
<br />tapes, drives, cells, data processing de-
<br />vices or any other repositories of computer
<br />software which are used with electronically
<br />controlled equipment. The term computer
<br />programs, referred to in the foregoing de-
<br />scription of electronic data, means a set of
<br />related electronic instructions which direct
<br />the operations and functions of a computer
<br />or device connected to it, which enable the
<br />computer or device to receive, process,
<br />store, retrieve or send data.
<br /> r. Criminal Acts
<br />"Personal and advertising injury" arising out
<br />of a criminal act committed by or at the di-
<br />rection of the insured.
<br /> s. Recording And Distribution Of Material
<br />Or Information In Violation Of Law
<br />"Bodily injury", "property damage", or "per-
<br />sonal and advertising injury" arising directly
<br />or indirectly out of any action or omission
<br />that violates or is alleged to violate:
<br /> (1) The Telephone Consumer Protection
<br />Act (TCPA), including any amendment
<br />of or addition to such law;
<br /> (2) The CAN-SPAM Act of 2003, including
<br />any amendment of or addition to such
<br />law;
<br /> (3) The Fair Credit Reporting Act (FCRA),
<br />and any amendment of or addition to
<br />such law, including the Fair and Accu-
<br />rate Credit Transaction Act (FACTA); or
<br /> (4) Any federal, state or local statute, ordi-
<br />nance or regulation, other than the
<br />TCPA, CAN-SPAM Act of 2003 or FCRA
<br />and their amendments and additions,
<br />that addresses, prohibits, or limits the
<br />printing, dissemination, disposal,
<br />collecting, recording, sending, transmit-
<br />ting, communicating or distribution of
<br />material or information.
<br />Exclusions c., d., e., f., g., h., i., k., l., m., n.
<br />and o. in Section II – Liability do not apply to
<br />damage by fire to premises while rented to
<br />you, or temporarily occupied by you with per-
<br />mission of the owner. A separate Damage To
<br />Premises Rented To You Limit of Insurance
<br />applies to this coverage as described in Para-
<br />graph D. Liability And Medical Expenses Limits
<br />of Insurance in Section II – Liability.
<br /> 2. Applicable To Medical Expenses Coverage
<br />We will not pay expenses for "bodily injury":
<br /> a. To any insured, except "volunteer workers".
<br /> b. To a person hired to do work for or on be-
<br />half of any insured or a tenant of any in-
<br />sured.
<br /> c. To a person injured on that part of premises
<br />you own or rent that the person normally
<br />occupies.
<br /> d. To a person, whether or not an "employee"
<br />of any insured, if benefits for the "bodily in-
<br />jury" are payable or must be provided under
<br />a workers' compensation or disability bene-
<br />fits law or a similar law.
<br /> e. To a person injured while practicing, in-
<br />structing or participating in any physical ex-
<br />ercises or games, sports or athletic con-
<br />tests.
<br /> f. Included within the "products-completed
<br />operations hazard".
<br /> g. Excluded under Business Liability Cover-
<br />age.
<br /> 3. Applicable To Both Business Liability
<br />Coverage And Medical Expenses Coverage
<br />– Nuclear Energy Liability Exclusion
<br />This insurance does not apply:
<br /> a. Under Business Liability Coverage, to "bod-
<br />ily injury" or "property damage":
<br /> (1) With respect to which an insured under
<br />the policy is also an insured under a nu-
<br />clear energy liability policy issued by the
<br />Nuclear Energy Liability Insurance As-
<br />sociation, Mutual Atomic Energy Liability
<br />Underwriters or Nuclear Insurance As-
<br />sociation of Canada, or would be an in-
<br />sured under any such policy but for its
<br />termination upon exhaustion of its limit
<br />of liability; or
<br /> (2) Resulting from the "hazardous proper-
<br />ties" of "nuclear material" and with re-
<br />spect to which:
<br />EXHIBIT B
<br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3
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