Laserfiche WebLink
BUSINESSOWNER’S POLICY <br /> <br />Page 42 of 48 Includes copyrighted material of the Insurance Services Office, Inc., used with its permission. BP 00 03 01 10 <br /> <br /> (1) Immediately send us copies of any de- <br />mands, notices, summonses or legal <br />papers received in connection with the <br />claim or "suit"; <br /> (2) Authorize us to obtain records and other <br />information; <br /> (3) Cooperate with us in the investigation or <br />settlement of the claim or defense <br />against the "suit"; and <br /> (4) Assist us, upon our request, in the en- <br />forcement of any right against any per- <br />son or organization that may be liable to <br />the insured because of injury or damage <br />to which this insurance may also apply. <br /> d. No insured will, except at that insured's own <br />cost, voluntarily make a payment, assume <br />any obligation, or incur any expense, other <br />than for first aid, without our consent. <br /> 3. Legal Action Against Us <br />No person or organization has a right under <br />this policy: <br /> a. To join us as a party or otherwise bring us <br />into a "suit" asking for damages from an in- <br />sured; or <br /> b. To sue us on this policy unless all of its <br />terms have been fully complied with. <br />A person or organization may sue us to re- <br />cover on an agreed settlement or on a final <br />judgment against an insured; but we will not be <br />liable for damages that are not payable under <br />the terms of this policy or that are in excess of <br />the applicable Limit of Insurance. An agreed <br />settlement means a settlement and release of <br />liability signed by us, the insured and the <br />claimant or the claimant's legal representative. <br /> 4. Separation Of Insureds <br />Except with respect to the Limits of Insurance <br />of Section II – Liability, and any rights or duties <br />specifically assigned in this policy to the first <br />Named Insured, this insurance applies: <br /> a. As if each Named Insured were the only <br />Named Insured; and <br /> b. Separately to each insured against whom <br />claim is made or "suit" is brought. <br /> F. Liability And Medical Expenses Definitions <br /> 1. "Advertisement" means a notice that is broad- <br />cast or published to the general public or spe- <br />cific market segments about your goods, prod- <br />ucts or services for the purpose of attracting <br />customers or supporters. For the purposes of <br />this definition: <br /> a. Notices that are published include material <br />placed on the Internet or on similar elec- <br />tronic means of communication; and <br /> b. Regarding websites, only that part of a <br />website that is about your goods, products <br />or services for the purposes of attracting <br />customers or supporters is considered an <br />advertisement. <br /> 2. "Auto" means: <br /> a. A land motor vehicle, trailer or semitrailer <br />designed for travel on public roads, includ- <br />ing any attached machinery or equipment; <br />or <br /> b. Any other land vehicle that is subject to a <br />compulsory or financial responsibility law or <br />other motor vehicle insurance or motor ve- <br />hicle registration law where it is licensed or <br />principally garaged. <br />However, "auto" does not include "mobile <br />equipment". <br /> 3. "Bodily injury" means bodily injury, sickness or <br />disease sustained by a person, including death <br />resulting from any of these at any time. <br /> 4. "Coverage territory" means: <br /> a. The United States of America (including its <br />territories and possessions), Puerto Rico <br />and Canada; <br /> b. International waters or airspace, but only if <br />the injury or damage occurs in the course of <br />travel or transportation between any places <br />included in Paragraph a. above; or <br /> c. All other parts of the world if the injury or <br />damage arises out of: <br /> (1) Goods or products made or sold by you <br />in the territory described in Paragraph a. <br />above; <br /> (2) The activities of a person whose home <br />is in the territory described in Paragraph <br />a. above, but is away for a short time on <br />your business; or <br /> (3) "Personal and advertising injury" of- <br />fenses that take place through the Inter- <br />net or similar electronic means of com- <br />munication; <br />provided the insured's responsibility to pay <br />damages is determined in a "suit" on the merits <br />in the territory described in Paragraph a. above <br />or in a settlement we agree to. <br /> 5. "Employee" includes a "leased worker". "Em- <br />ployee" does not include a "temporary worker". <br />EXHIBIT B <br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3