|
BUSINESSOWNER’S POLICY
<br />
<br />Page 44 of 48 Includes copyrighted material of the Insurance Services Office, Inc., used with its permission. BP 00 03 01 10
<br />
<br /> b. Vehicles maintained for use solely on or
<br />next to premises you own or rent;
<br /> c. Vehicles that travel on crawler treads;
<br /> d. Vehicles, whether self-propelled or not, on
<br />which are permanently mounted:
<br /> (1) Power cranes, shovels, loaders, diggers
<br />or drills; or
<br /> (2) Road construction or resurfacing equip-
<br />ment such as graders, scrapers or roll-
<br />ers;
<br /> e. Vehicles not described in Paragraph a., b.,
<br />c. or d. above that are not self-propelled
<br />and are maintained primarily to provide
<br />mobility to permanently attached equipment
<br />of the following types:
<br /> (1) Air compressors, pumps and genera-
<br />tors, including spraying, welding, build-
<br />ing cleaning, geophysical exploration,
<br />lighting and well servicing equipment; or
<br /> (2) Cherry pickers and similar devices used
<br />to raise or lower workers;
<br /> f. Vehicles not described in Paragraph a., b.,
<br />c. or d. above maintained primarily for pur-
<br />poses other than the transportation of per-
<br />sons or cargo.
<br />However, self-propelled vehicles with the
<br />following types of permanently attached
<br />equipment are not "mobile equipment" but
<br />will be considered "autos":
<br /> (1) Equipment designed primarily for:
<br /> (a) Snow removal;
<br /> (b) Road maintenance, but not construc-
<br />tion or resurfacing; or
<br /> (c) Street cleaning;
<br /> (2) Cherry pickers and similar devices
<br />mounted on automobile or truck chassis
<br />and used to raise or lower workers; and
<br /> (3) Air compressors, pumps and genera-
<br />tors, including spraying, welding, build-
<br />ing cleaning, geophysical exploration,
<br />lighting and well servicing equipment.
<br />However, "mobile equipment" does not include
<br />land vehicles that are subject to a compulsory
<br />or financial responsibility law or other motor
<br />vehicle insurance or motor vehicle registration
<br />law where they are licensed or principally ga-
<br />raged. Land vehicles subject to a compulsory
<br />or financial responsibility law or other motor
<br />vehicle insurance law or motor vehicle registra-
<br />tion law are considered "autos".
<br /> 13. "Occurrence" means an accident, including
<br />continuous or repeated exposure to substan-
<br />tially the same general harmful conditions.
<br /> 14. "Personal and advertising injury" means injury,
<br />including consequential "bodily injury", arising
<br />out of one or more of the following offenses:
<br /> a. False arrest, detention or imprisonment;
<br /> b. Malicious prosecution;
<br /> c. The wrongful eviction from, wrongful entry
<br />into, or invasion of the right of private occu-
<br />pancy of a room, dwelling or premises that
<br />a person occupies, committed by or on be-
<br />half of its owner, landlord or lessor;
<br /> d. Oral or written publication, in any manner,
<br />of material that slanders or libels a person
<br />or organization or disparages a person's or
<br />organization's goods, products or services;
<br /> e. Oral or written publication, in any manner,
<br />of material that violates a person's right of
<br />privacy;
<br /> f. The use of another's advertising idea in
<br />your "advertisement"; or
<br /> g. Infringing upon another's copyright, trade
<br />dress or slogan in your "advertisement".
<br /> 15. "Pollutants" mean any solid, liquid, gaseous or
<br />thermal irritant or contaminant, including
<br />smoke, vapor, soot, fumes, acids, alkalis,
<br />chemicals and waste. Waste includes materials
<br />to be recycled, reconditioned or reclaimed.
<br /> 16. "Products-completed operations hazard":
<br /> a. Includes all "bodily injury" and "property
<br />damage" occurring away from premises you
<br />own or rent and arising out of "your product"
<br />or "your work" except:
<br /> (1) Products that are still in your physical
<br />possession; or
<br /> (2) Work that has not yet been completed
<br />or abandoned. However, "your work" will
<br />be deemed completed at the earliest of
<br />the following times:
<br /> (a) When all of the work called for in
<br />your contract has been completed.
<br /> (b) When all of the work to be done at
<br />the job site has been completed if
<br />your contract calls for work at more
<br />than one job site.
<br /> (c) When that part of the work done at
<br />the job site has been put to its in-
<br />tended use by any other person or
<br />organization other than another con-
<br />tractor or subcontractor working on
<br />the same project.
<br />EXHIBIT B
<br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3
|