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BUSINESSOWNERS <br /> BP 05 24 01 15 <br /> <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> <br />BP 05 24 01 15 © Insurance Services Office, Inc., 2015 Page 1 of 2 <br /> <br />EXCLUSION OF CERTIFIED ACTS OF TERRORISM <br /> <br />This endorsement modifies insurance provided under the following: <br /> <br />BUSINESSOWNERS COVERAGE FORM <br /> <br />SCHEDULE <br /> <br />The Exception Covering Certain Fire Losses (Paragraph B.2.) applies to property located in the following <br />state(s): <br />California <br />Information required to complete this Schedule, if not shown above, will be shown in the Declarations. <br /> <br />A. The following provisions are added to the <br />Businessowners Policy and apply to Property and <br />Liability Coverages: <br /> 1. The following definition is added with respect to <br />the provisions of this endorsement: <br />"Certified act of terrorism" means an act that is <br />certified by the Secretary of the Treasury, in <br />accordance with the provisions of the federal <br />Terrorism Risk Insurance Act, to be an act of <br />terrorism pursuant to such Act. The criteria <br />contained in the Terrorism Risk Insurance Act <br />for a "certified act of terrorism" include the <br />following: <br /> a. The act resulted in insured losses in excess <br />of $5 million in the aggregate, attributable to <br />all types of insurance subject to the <br />Terrorism Risk Insurance Act; and <br /> b. The act is a violent act or an act that is <br />dangerous to human life, property or <br />infrastructure and is committed by an <br />individual or individuals as part of an effort <br />to coerce the civilian population of the <br />United States or to influence the policy or <br />affect the conduct of the United States <br />Government by coercion. <br /> 2. The terms and limitations of any terrorism <br />exclusion, or the inapplicability or omission of a <br />terrorism exclusion, do not serve to create <br />coverage for loss or injury or damage that is <br />otherwise excluded under this Policy. <br />B. The following provisions are added to <br />Businessowners Standard Property Coverage <br />Form BP 00 01, Businessowners Special Property <br />Coverage Form BP 00 02 or Section I – Property <br />of Businessowners Coverage Form BP 00 03: <br /> 1. The following exclusion is added: <br />CERTIFIED ACT OF TERRORISM <br />EXCLUSION <br />We will not pay for loss or damage caused <br />directly or indirectly by a "certified act of <br />terrorism". Such loss or damage is excluded <br />regardless of any other cause or event that <br />contributes concurrently or in any sequence to <br />the loss. <br />EXHIBIT B <br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3