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Issue Dated: 08/19/2025 <br /> <br /> <br />MISCELLANEOUS PROFESSIONAL LIABILITY <br />Policy Number: N9PL080903 Renewal of: NEW <br />Carrier: Berkshire Hathaway Direct Insurance Company ‒ A Stock Company <br /> <br /> <br />MPL DEC 10 22 Berkshire Hathaway Insurers of biBERK <br />PO Box 113247 • Stamford, CT 06911-3247 • www.biBERK.com <br />Telephone: 844-472-0967 • Customer Service Hotline: 844-472-0967 <br />Page 1 of 2 <br /> <br />THIS IS A CLAIMS MADE POLICY. CLAIM EXPENSE IS INCLUDED IN THE LIMIT OF INSURANCE AND RETENTION. <br />THE LIMIT OF LIABILITY AVAILABLE TO PAY DAMAGES SHALL BE REDUCED AND MAY BE TOTALLY <br />EXHAUSTED BY AMOUNTS INCURRED AS CLAIM EXPENSE. <br /> <br />PLEASE READ THE ENTIRE POLICY CAREFULLY. <br /> <br />DECLARATIONS <br /> <br /> <br /> [1] Named Insured and Mailing Address Agency <br /> Patricia Johnson <br /> 3516 20th Ave <br /> Sacramento, CA 95820 <br /> <br /> <br />Additional Insured Names <br />Johnson Review <br /> <br /> <br />BIBERK <br />P.O. Box 113247 <br />Stamford, CT 06911 <br /> <br /> <br />[2] Policy Period <br />From 08/20/2025 to 08/20/2026 12:01 AM standard time at the Mailing Address of the Named Insured. <br /> <br />[3] Retroactive Date <br /> Aug 20 2025 12:01AM <br /> <br />[4] Schedule of Insured Services <br /> Safety Consulting <br /> <br /> <br />[5] Limits of Insurance $1,000,000 Each Wrongful Act <br /> <br />$1,000,000 Total Limit of Insurance <br /> <br />[6] Retention $500 Each Wrongful Act <br /> ________________________________________________________________________________________________ <br /> [7] Annual Exposure $4,000 Exposure Basis: Per $1000 Revenue <br /> Net Annual Rate N/A Minimum <br /> Net Variable Premium $507.00 <br /> Expense Constant $304.00 Minimum Expense Constant $30.00 <br /> Net Premium $811.00 State Surcharge/Tax $N/A <br />EXHIBIT B <br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3