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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Form SP 30 40 10 18 Page 2 of 2 © 2018, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its permission) (bb)Cost to equip and operate the replacement or temporary location,other than those costs necessary to repair or to replace damaged stock and equipment. (b)To minimize the suspension of business if you cannot continue "operations". (c)To: (i)Repair or replace any property; or (ii)Research, replace or restore the lost information on damaged "valuable papers and records"; to the extent it reduces the amount of loss that otherwise would have been payable under this Coverage Extension or the Business Income Coverage Extension. (6)Extra Expense does not apply to: (a)Any deficiencies in insuring Building or Business Personal Property; or (b)Any expense related to any recall of products you manufacture, handle or distribute. (7)With respect to the coverage provided in this Coverage Extension,suspension means the partial slowdown or complete cessation of your business activities. (8)We will deduct from the total Extra Expense to be paid: (a)The salvage value that remains of any property bought for temporary use during the “off-premises utility services period of restoration”, once business operations are resumed; and (b)Any Extra Expense that is paid for by other insurance. (9)We will not pay for any Extra Expense or increase of Business Income loss caused by or resulting from: (a)Delay in rebuilding,repairing or replacing the property or resuming "operations",due to interference at the location of the rebuilding, repair or replacement by strikers or other persons; or (b)Suspension,lapse or cancellation of any license,lease or contract.But if the suspension,lapse or cancellation is directly caused by the suspension of "operations’,we will cover such loss that affects your Business Income during the "period of restoration". (c)Any other consequential loss. (10)Exclusion B.1.d., Utility Services does not apply to this Coverage Extension. (11)A waiting period may apply, however, no other deductible applies to this Coverage Extension. (12)The most we will pay in any one occurrence under this Coverage Extension is the limit shown in the Declarations for Business Income For Off-Premises Utility Services. B.The following changes are made to Section G., PROPERTY DEFINITIONS: 1.The following definition is added: "Off-premises utility services period of restoration": a.Means the period of time that begins: (1)The number of hours stated in the Declarations after direct physical loss of or direct physical damage to off-premises utility services for Business Income for Off-Premises Utility Services coverage; or (2)Immediately after the time of direct physical loss or direct physical damage to off-premises utility services for Extra Expense coverage; and ends on the date when service to the "scheduled premises"should be restored with reasonable speed and similar quality. b.Does not include any increased period required due to enforcement of or compliance with any ordinance or law that: (1)Regulates the construction, use or repair, or requires the tearing down of any property; or (2)Requires any insured or others to test for,monitor,clean up,remove,contain,treat,detoxify or neutralize, or in any way respond to, or assess the effects of "pollutants and contaminants". The expiration date of this Policy will not cut short the "off-premises utility services period of restoration". Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839