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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Form SP 30 57 10 18 Page 1 of 1 © 2018, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its permission) BACK-UP OF SEWERS AND DRAINS COVERAGE This endorsement modifies insurance provided under the following: SPECIAL PROPERTY COVERAGE FORM Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. The following is added to Paragraph A.5.,Additional Coverages, of the Special Property Coverage Form: Back-Up of Sewer or Drain Water Damage (1)We will pay for direct physical loss or direct physical damage to Covered Property solely caused by or resulting from water that backs up from a sewer or drain. THIS IS NOT FLOOD INSURANCE We will not pay for water or other materials that back up from any sewer or drain when it is caused by any flood.This applies regardless of the proximity of the flood to Covered Property.Flood includes the accumulation of surface water,waves,tides,tidal waves,overflow of streams or other bodies of water,or their spray, all whether driven by wind or not that enters the sewer or drain system. (2)Paragraph (3)of Exclusion B.1.f.,Water,does not apply to this Additional Coverage.However,the remainder of Exclusion B.1.f.,Water, remains in full force and effect. (3)Additional Exclusions (a)We will not pay for loss or damage caused by or resulting from water or other materials that back up from any sewer or drain when it is caused by any flood.This applies regardless of the proximity of the flood to the Covered Property.Flood includes the accumulation of surface water,waves,tides,tidal waves,overflow of streams or other bodies of water,or their spray,all whether driven by wind or not that enters the sewer or drain system. (b)Sump overflow that does not occur concurrently with a back-up of a sewer or drain is not covered by this endorsement. Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839