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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />Form SC 90 23 12 25 Page 1 of 1 <br />©2025, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />POLICYHOLDER NOTICE – CALIFORNIA FAIR PLAN FEE <br />To Our Valued Policyholder, <br />This notice is to inform you about a fee related to the California FAIR Plan Association,which provides basic property <br />insurance to consumers who cannot obtain coverage through the standard market. <br />What is the FAIR Plan? <br />A state-mandated insurance pool that ensures access to property insurance in high-risk areas. <br />Why this fee? <br />All insurers licensed in California must participate in the FAIR Plan.This fee helps recover a portion of the <br />required assessments that support its operations. <br />Important Note: <br />This fee is not part of your premium.It supports market stability and continued insurance availability in <br />California. <br />For details regarding the specific fee applied to your policy, please consult your declarations page. <br />Thank you for your understanding. <br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839