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Form SP 00 00 10 18 Page 2 of 19
<br />© 2018, The Hartford
<br />(May include copyrighted material of Insurance Services Office, Inc., with its permission)
<br />(6)Exterior building glass,if you are a tenant and no Limit of Insurance is shown in the Declarations for
<br />Building property.The glass must be owned by you or in your care,custody or control and for which the
<br />lease holds you responsible.
<br />2.Property Not Covered
<br />Covered Property does not include:
<br />a.Aircraft (including “unmanned aircraft”, other than “unmanned aircraft” held for sale);
<br />b.Automobiles, motortrucks and other vehicles subject to motor vehicle registration;
<br />c.Automobiles held for sale;
<br />d.Trailers or semi-trailers except as otherwise provided for in this Coverage Part;
<br />e."Money”, bank notes and "securities", except as otherwise provided in this Coverage Part;
<br />f.Contraband, or property in the course of illegal transportation or trade;
<br />g.Land,whether or not resurfaced with stone,gravel or similar layer or a paved surface,(including land on
<br />which the property is located),land improvements,water (including water that is natural,metered water that is
<br />purchased from a utility company or other supplier,water that is located within a swimming pool,and/or bulk
<br />containerized water which is used for a fire suppression system.This does not include containerized water
<br />that is “stock”), growing crops, standing timber or lawns (other than lawns which are part of a vegetated roof);
<br />h.Outdoor fences,radio or television antennas (including satellite dishes),including their lead-in wiring,masts
<br />or towers,signs (other than signs attached to buildings),trees,shrubs or plants (other than “stock”of trees,
<br />shrubs or plants or trees,shrubs or plants which are sold but not delivered or which are part of a vegetated
<br />roof), except as otherwise provided for in this Coverage Part;
<br />i.Watercraft (including motors, equipment and accessories) while afloat;
<br />j.“Valuable papers and records”(including the cost to research,replace or restore the information on "valuable
<br />papers and records"), except as otherwise provided for in this Coverage Part;
<br />k."Electronic data"(including the cost to research,replace or restore “electronic data”)except as otherwise
<br />provided for in this Coverage Part. This Paragraph k. does not apply to your “stock” of prepackaged software;
<br />l.Accounts,bills,food stamps,other evidences of debt or accounts receivable,except as otherwise provided for
<br />in this Coverage Part;
<br />m.“Computer(s)”which are permanently installed in aircraft,watercraft,motor truck,or other vehicles subject to
<br />motor vehicle registration;
<br />n.Live eggs, embryos and cells;
<br />o.Animals,unless owned by others and boarded by you,or if owned by you,only as “stock”while inside of
<br />buildings, except as otherwise provided for in this Coverage Part; and
<br />p.Property that is more specifically covered,insured or described elsewhere within this Coverage Part or in any
<br />other policy,except for the excess of the amount due (whether you can collect on it or not)from other
<br />insurance.
<br />3.Covered Causes of Loss
<br />Covered Cause of Loss means direct physical loss or direct physical damage unless the loss or damage is
<br />excluded or limited in this Coverage Part.
<br />4.Limitations
<br />a.We will not pay for loss of or damage to:
<br />(1)Property that is missing,where the only evidence of the loss or damage is a shortage disclosed on taking
<br />inventory, or other instances where there is no physical evidence to show what happened to the property;
<br />(2)Property that has been transferred to a person or to a place outside the "scheduled premises"on the
<br />basis of unauthorized instructions, except as otherwise provided for in this Coverage Part; or
<br />(3)The interior of any building or structure,or to personal property in the building or structure,caused by or
<br />resulting from rain, snow, sleet, ice, sand or dust, whether driven by wind or not, unless:
<br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839
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