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Form SP 00 00 10 18 Page 4 of 19 <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />But if Earth Movement,as described in Paragraphs (1)through (4)above,results in fire or explosion damage <br />to Covered Property,we will pay for the physical loss or physical damage to Covered Property caused by that <br />fire or explosion. <br />(5)Volcanic eruption,explosion or effusion.But if volcanic eruption,explosion or effusion results in fire or <br />volcanic action damage to Covered Property,we will pay for the physical loss or physical damage caused <br />by that fire or volcanic action. <br />Volcanic action means direct physical loss or direct physical damage resulting from the eruption of a <br />volcano when the direct physical loss or direct physical damage is caused by: <br />(a)Airborne volcanic blast or airborne shock waves; <br />(b)Ash, dust, or particulate matter; or <br />(c)Lava flow. <br />With respect to coverage for volcanic action as set forth in 5(a)through 5(c)above,all volcanic eruptions <br />that occur within any 168-hour period will constitute a single occurrence. <br />Volcanic action does not include the cost to remove ash,dust,or particulate matter that does not cause <br />direct physical loss or direct physical damage to Covered Property. <br />This Exclusion applies regardless of whether any of the above,in Paragraphs (1)through (5),is caused by <br />weather, an act of nature or by an artificial, man-made or other cause. <br />b.Governmental Action <br />Seizure or destruction of property by order of governmental authority. <br />But we will pay for direct physical loss or direct physical damage to Covered Property caused by or resulting <br />from acts of destruction ordered by governmental authority and taken at the time of a fire to prevent its <br />spread, if the fire would be covered under this Coverage Part. <br />c.Nuclear Hazard <br />(1)Nuclear reaction,nuclear radiation or radioactive contamination,however caused,whether intentional or <br />unintentional.This includes,but is not limited to,the release,dispersal or application of radioactive <br />material,or the use of a nuclear weapon or device that involves or produces a nuclear reaction,nuclear <br />radiation or radioactive contamination or radioactive force. <br />(2)When state standard fire policy law requires that we cover any resulting fire damage,we will pay only for <br />the resulting damage to Covered Property caused by that resulting fire,if the fire would be covered under <br />this Coverage Part.We will pay only the actual cash value for the damaged property.Therefore,we will <br />not pay for any indirect or related loss(es),such as Business Income,Extra Expense,legal liability,or <br />leasehold interest loss(es). <br />d.Utility Services <br />The failure of “communication supply services”,“power supply services”,“wastewater removal services”, <br />“water supply services”or other utility service supplied to the "scheduled premises",however caused,if the <br />failure: <br />(1)Originates away from the “scheduled premises”; or <br />(2)Originates at the “scheduled premises”but only if such failure involves equipment used to supply the <br />utility service to the “scheduled premises” from a source away from the “scheduled premises”. <br />Failure of any utility service includes lack of sufficient capacity and reduction in supply necessary to maintain <br />normal “operations”. <br />But if physical loss or physical damage to Covered Property by a Covered Cause of Loss results,we will pay <br />for that resulting physical loss or physical damage. <br />e.War and Military Action <br />(1)War, including undeclared or civil war; <br />(2)Hostile or warlike action,in time of peace or war,including action in hindering,combating or defending <br />against an actual or expected attack, by any of the following: <br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839