FIRE PE, INC. (3) - Laserfiche WebLink

Form SP 00 00 10 18 Page 7 of 19 © 2018, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its permission) within the furnace of any fired vessel or within the flues or passages through which the gases of combustion pass. e.Other Types of Loss (1)Wear and tear; (2)Rust,corrosion,decay,deterioration,hidden or latent defect or any quality in property that causes it to damage or destroy itself; (3)Smog; (4)Settling, cracking, shrinking or expansion; (5)Nesting or infestation,or discharge or release of waste products or secretions,by insects,birds,rodents, mold, spore or other animals; (6)Mechanical breakdown, including rupture or bursting caused by centrifugal force. This exclusion does not apply with respect to the breakdown of “computer(s)”; (7)The following causes of loss to personal property: (a)Dampness or dryness of atmosphere; (b)Changes in or extremes of temperature; or (c)Marring or scratching. But if direct physical loss or direct physical damage to Covered Property by a "specified cause of loss"or building glass breakage results, we will pay for that resulting direct physical loss or direct physical damage. f.Frozen Plumbing Water,other liquids,powder or molten material that leaks or flows from plumbing,heating,air conditioning or other equipment (except fire protective systems) caused by or resulting from freezing, unless: (1)You use all reasonable means to maintain heat in the building or structure; or (2)You drain the equipment and shut off the supply if the heat is not maintained. g.Dishonesty Dishonest or criminal act (including theft)by you,anyone else with an interest in the property,any of your or their partners,"members",officers,"managers",“employees”,directors,trustees,authorized representatives or anyone to whom you entrust the property for any purpose whether acting alone or in collusion with any other party. This exclusion: (1)Applies whether or not an act occurs during your normal hours of “operation”; (2)Does not apply to acts of destruction by your “employees”or authorized representatives;but theft by your “employees” or authorized representatives is not covered. With respect to accounts receivable and “valuable papers and records”,this exclusion does not apply to carriers for hire. h.False Pretense Voluntary parting with any property by you or anyone else to whom you have entrusted the property if induced to do so by any fraudulent scheme, trick, device or false pretense. i.Exposed Property Rain, snow, ice or sleet to personal property in the open. j.Collapse (1)Collapse, including any of the following conditions of property or any part of the property: (a)An abrupt falling down or caving in; (b)Loss of structural integrity,including separation of parts of the property or property in danger of falling down or caving in; or (c)Any cracking,bulging,sagging,bending,leaning,settling,shrinkage or expansion as such condition relates to Paragraph (1)(a) or (1)(b) above. Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839