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Form SP 00 00 10 18 Page 9 of 19 <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />a.Weather Conditions <br />Weather conditions.This exclusion only applies if weather conditions contribute in any way with a cause or <br />event excluded in Paragraph B.1. above to produce the physical loss or physical damage. <br />b.Acts or Decisions <br />Acts or decisions,including the failure to act or decide,of any person,group,organization or governmental <br />body. <br />c.Negligent Work <br />Faulty, inadequate or defective: <br />(1)Planning, zoning, development, surveying, siting; <br />(2)Design, specifications, workmanship, repair, construction, renovation, remodeling, grading, compaction; <br />(3)Materials used in repair, construction, renovation or remodeling; or <br />(4)Maintenance <br />of part or all of any property on or off the "scheduled premises". <br />4.Loss Or Damage To Products <br />We will not pay for loss or damage to any merchandise,goods or other product caused by or resulting from error <br />or omission by any person or entity (including those having possession under an arrangement where work or a <br />portion of the work is outsourced)in any stage of the development,production or use of the product,including <br />planning,testing,processing,packaging,installation,maintenance or repair.This exclusion applies to any effect <br />that compromises the form,substance or quality of the product.But if such error or omission results in direct <br />physical loss or direct physical damage to Covered Property by a Covered Cause of Loss,we will pay for the <br />direct physical loss or direct physical damage caused by that Covered Cause of Loss. <br />5.Testing of Certain Types of Property <br />We will not pay for loss or damage caused by or resulting from any of the following tests: <br />(a)A hydrostatic, pneumatic or gas pressure test of any boiler or pressure vessel; or <br />(b)An insulation breakdown test of any type of electrical equipment. <br />But if direct physical loss or direct physical damage to Covered Property by a "specified cause of loss"results,we <br />will pay for the resulting direct physical loss or direct physical damage caused by that "specified cause of loss." <br />C.LIMITS OF INSURANCE <br />1.The most we will pay for loss or damage in any one occurrence is the applicable Limit of Insurance shown in the <br />Declarations. <br />2.Building Limit - Automatic Increase <br />a.If covered loss or damage to Building property at a “scheduled premises”exceeds the Limit of Insurance <br />stated in the Declarations,the Limit of Insurance available for the covered loss or damage to Building property <br />in that occurrence will automatically increase by up to 8%. <br />b.The amount of increase will be: <br />(1)The Limit of Insurance for Buildings that applied on the most recent of the: <br />(a)Coverage Part inception date <br />(b)Coverage Part anniversary date; or <br />(c)The date of any other Coverage Part change amending the Building Limit, <br />multiplied by <br />(2)The 8% annualized percentage of Automatic Increase, expressed as a decimal (.08), multiplied by <br />(3)The number of days since the beginning of the current policy period or the effective date of the most <br />recent Coverage Part change amending the Limit of Insurance for Buildings, divided by 365. <br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839