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Form SP 00 00 10 18 Page 17 of 19
<br />© 2018, The Hartford
<br />(May include copyrighted material of Insurance Services Office, Inc., with its permission)
<br />(8)Any natural person who is a former employee,director,partner,member,representative or trustee
<br />retained as a consultant while performing services for you;
<br />(9)Any natural person who is a student intern who is pursuing studies or acting within the scope of the usual
<br />duties of an “employee”;
<br />(10)Any natural person,who is a student enrolled in your facility,while handling or has possession of property
<br />or funds in connection with sanctioned student activities; and
<br />(11)The spouses of and children over 18 years old who reside with any "employee"who is a building
<br />manager,superintendent or janitor.Each family is deemed to be,collectively,one "employee"for the
<br />purposes of this insurance,except that any Termination Condition applies individually to the spouse and
<br />children.
<br />b."Employee" does not mean:
<br />(1)An agent,broker,factor,commission merchant,consignee,independent contractor or representative of
<br />the same general character; or
<br />(2)Any manager,director,partner,member or trustee,except while acting within the scope of the usual
<br />duties of an “employee”.
<br />5."Fungi"means any type or form of fungus,including mold or mildew,and any mycotoxins,spores,scents or by-
<br />products produced or released by fungi.
<br />6."Manager" means a person serving in a directorial capacity for a limited liability company.
<br />7."Member"means an owner of a limited liability company represented by its membership interest,who also may
<br />serve as a "manager".
<br />8."Money" means:
<br />a.Currency, coins and bank notes in current use; and
<br />b.Travelers checks, registered checks and money orders held for sale to the public.
<br />9."Operations"means your business activities occurring at the "scheduled premises"and tenantability of the
<br />"scheduled premises".
<br />10."Period of restoration"
<br />a.Means the period of time that:
<br />(1)Begins:
<br />(a)The number of hours shown in the Declarations after the time of direct physical loss or direct physical
<br />damage for Business Income coverage; or
<br />(b)Immediately after the time of direct physical loss or direct physical damage for Extra Expense
<br />coverage;
<br />caused by or resulting from any Covered Cause of Loss at the “scheduled premises”; and
<br />(2)Ends on the earlier of:
<br />(a)The date when the property at the "scheduled premises"should be repaired,rebuilt or replaced with
<br />reasonable speed and similar quality; or
<br />(b)The date when your business is resumed at a new, permanent location; or
<br />(c)Exhaustion of the number of consecutive months as shown on the Declarations.
<br />b.Does not include any increased period required due to enforcement of or compliance with any ordinance or
<br />law that:
<br />(1)Regulates the construction, use or repair, or requires the tearing down of any property; or
<br />(2)Requires any insured or others to test for,clean up,remove,contain,treat,detoxify,or neutralize,or in
<br />any way respond to “pollutants and contaminants”.
<br />The expiration date of this Coverage Part will not cut short the "period of restoration".
<br />11."Pollutants and contaminants"means any solid,liquid,gaseous or thermal irritant or contaminant,including
<br />smoke,vapors,soot,fumes,acids,alkalis,chemicals and waste,or any other material which causes or threatens
<br />to cause physical loss,physical damage,impurity to property,unwholesomeness,undesirability,loss of
<br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839
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