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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Form SP 20 08 10 18 Page 2 of 3 © 2018, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its permission) (3)This exception applies whether or not there are other provisions in this Coverage Part relating to collapse, "cracking"or "shifting"of buildings,other structures or facilities,or their parts.Any such provision is revised by this endorsement to include this exception. (4)If this Coverage Part specifically covers (by endorsement or in any other way)loss or damage caused by one or more of the following perils: (a)“Earthquake”; (b)“Flood”; (c)Volcanic action; (d)“Volcanic eruption”; or (e)Sinkhole collapse, this exception will not reduce that coverage. B.Solely for the purposes of this endorsement,the following changes are made to Section G.,PROPERTY DEFINITIONS: 1.The following definition is added: "Cracking" means cracking, separating, shrinking, bulging, or expanding. 2.The following definition is added: "Shifting" means shifting, rising, settling, sinking, or lateral or other movement. 3.The following definition is added: "Earth movement"means any earth movement,including but not limited to "earthquake,"landslide,mudflow, erosion,contraction or expansion,subsidence,any movement of earth resulting from water combining with the ground or soil,and any other "shifting"of earth;all whether or not combined with "flood"or "volcanic eruption."It does not include sinkhole collapse if loss by sinkhole collapse is specifically covered in this Coverage Part. 4.The following definition is added: "Earthquake"means a shaking or trembling of the earth's crust,caused by underground volcanic or tectonic forces or by breaking or "shifting"of rock beneath the surface of the ground from natural causes.An "earthquake" includes all related shocks and aftershocks. 5.The following definition is added: "Volcanic eruption"means the eruption,explosion or effusion of a volcano.It does not include volcanic action if loss by volcanic action is specifically covered in this Coverage Part. 6.The following definition is added: "Flood" means: a.Flood,surface water,waves (including tidal waves and tsunami),tides,tidal water,high water,and overflow of streams or any other natural or man-made bodies of water,or spray from any of these,all whether driven by wind or not (including storm surge); b.Release of water held by a dam, levy or dike or by a water or flood control device; c.Water that backs up from a sewer or drain; or d.Water under the ground surface pressing on, or flowing, leaking or seeping through: (1)Foundations, walls, floors or paved surfaces; (2)Basements, whether paved or not; or (3)Doors, windows or other openings. 7.The following definition is added: "Covered peril" means a.When this Coverage Part grants coverage based on the risk of loss from a “specified cause of loss”,"covered peril" means any peril specifically named as a “specified cause of loss”; or Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839