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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
<br />Form SP 30 02 10 18 Page 3 of 3
<br />© 2018, The Hartford
<br />(May include copyrighted material of Insurance Services Office, Inc., with its permission)
<br />(4)We will not pay for direct physical loss or direct physical damage in any one occurrence unless the
<br />amount of direct physical loss or direct physical damage exceeds the Equipment Breakdown Deductible
<br />stated in the Declarations.We will then pay the amount of the direct physical loss or direct physical
<br />damage in excess of the Equipment Breakdown Deductible up to the applicable Limit of Insurance for
<br />Covered Property.
<br />B.The following changes are made to Section B., EXCLUSIONS:
<br />1.Exclusion B.2.a.,Electrical Apparatus, is deleted.
<br />2.Exclusion B.2.d.,Steam Apparatus, is deleted.
<br />3.Paragraph (6)of Exclusion B.2.e.,Other Types of Loss, is deleted.
<br />4.Paragraph B.2.o.,Electrical Disturbance, is deleted.
<br />C.The following changes are made to Section G., PROPERTY DEFINITIONS:
<br />1.The following definition is added:
<br />“Equipment breakdown accident”means a fortuitous event that causes direct physical loss or direct physical
<br />damage to “equipment breakdown property”. The event must be one of the following:
<br />a.Mechanical breakdown, including rupture or bursting caused by centrifugal force.
<br />b.Artificially generated electrical,magnetic or electromagnetic energy,including electric arcing,that damages,
<br />disturbs or otherwise interferes with any electrical or electronic wire, device, appliance or network.
<br />c.Explosion of steam boilers,steam piping,steam engines or steam turbines owned or leased by you,or
<br />operated under your control.
<br />d.Physical loss or physical damage to steam boilers,steam pipes,steam engines or steam turbines
<br />caused by or resulting from any condition or event inside such boilers or equipment.
<br />e.Physical loss or physical damage to hot water boilers or other water heating equipment caused by or resulting
<br />from any condition or event inside such boilers or equipment.
<br />2.The following definition is added:
<br />“Equipment breakdown property”means Covered Property which,during normal usage,operates under vacuum
<br />or pressure, other than the weight of contents, or that generates, transmits or utilizes energy.
<br />The following is not “equipment breakdown property”:
<br />a.Any structure, foundation, cabinet, compartment or air supported structure or building;
<br />b.Any insulating or refractory material;
<br />c.Any sewer piping,any underground vessels or piping,any piping forming a part of a sprinkler system,water
<br />piping other than boiler feedwater piping,boiler condensate return piping,or water piping forming a part of a
<br />refrigerating or air conditioning system;
<br />d.Any dragline, excavation or construction equipment;
<br />e.Any vehicle or any equipment mounted on a vehicle.As used here,vehicle means any machine or apparatus
<br />that is used for transportation or moves under its own power.Vehicle includes,but is not limited to:car,truck,
<br />bus,trailer,train,aircraft,watercraft,forklift,bulldozer,tractor or harvester.However,any property that is
<br />stationary,permanently installed at a “scheduled premises”and that receives electrical power from an
<br />external power source will not be considered a vehicle; or
<br />f.Any equipment manufactured by you for sale.
<br />3.The following definition is added:
<br />“Hazardous substance”means any substance that is hazardous to health or has been declared to be hazardous
<br />to heath by a governmental agency.
<br />4.The following definition is added:
<br />“Perishable goods” means personal property:
<br />a.Maintained under controlled temperature or humidity conditions for preservation; and
<br />b.Susceptible to loss or damage if the controlled temperature or humidity conditions change.
<br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839
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