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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />Form SP 30 02 10 18 Page 3 of 3 <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />(4)We will not pay for direct physical loss or direct physical damage in any one occurrence unless the <br />amount of direct physical loss or direct physical damage exceeds the Equipment Breakdown Deductible <br />stated in the Declarations.We will then pay the amount of the direct physical loss or direct physical <br />damage in excess of the Equipment Breakdown Deductible up to the applicable Limit of Insurance for <br />Covered Property. <br />B.The following changes are made to Section B., EXCLUSIONS: <br />1.Exclusion B.2.a.,Electrical Apparatus, is deleted. <br />2.Exclusion B.2.d.,Steam Apparatus, is deleted. <br />3.Paragraph (6)of Exclusion B.2.e.,Other Types of Loss, is deleted. <br />4.Paragraph B.2.o.,Electrical Disturbance, is deleted. <br />C.The following changes are made to Section G., PROPERTY DEFINITIONS: <br />1.The following definition is added: <br />“Equipment breakdown accident”means a fortuitous event that causes direct physical loss or direct physical <br />damage to “equipment breakdown property”. The event must be one of the following: <br />a.Mechanical breakdown, including rupture or bursting caused by centrifugal force. <br />b.Artificially generated electrical,magnetic or electromagnetic energy,including electric arcing,that damages, <br />disturbs or otherwise interferes with any electrical or electronic wire, device, appliance or network. <br />c.Explosion of steam boilers,steam piping,steam engines or steam turbines owned or leased by you,or <br />operated under your control. <br />d.Physical loss or physical damage to steam boilers,steam pipes,steam engines or steam turbines <br />caused by or resulting from any condition or event inside such boilers or equipment. <br />e.Physical loss or physical damage to hot water boilers or other water heating equipment caused by or resulting <br />from any condition or event inside such boilers or equipment. <br />2.The following definition is added: <br />“Equipment breakdown property”means Covered Property which,during normal usage,operates under vacuum <br />or pressure, other than the weight of contents, or that generates, transmits or utilizes energy. <br />The following is not “equipment breakdown property”: <br />a.Any structure, foundation, cabinet, compartment or air supported structure or building; <br />b.Any insulating or refractory material; <br />c.Any sewer piping,any underground vessels or piping,any piping forming a part of a sprinkler system,water <br />piping other than boiler feedwater piping,boiler condensate return piping,or water piping forming a part of a <br />refrigerating or air conditioning system; <br />d.Any dragline, excavation or construction equipment; <br />e.Any vehicle or any equipment mounted on a vehicle.As used here,vehicle means any machine or apparatus <br />that is used for transportation or moves under its own power.Vehicle includes,but is not limited to:car,truck, <br />bus,trailer,train,aircraft,watercraft,forklift,bulldozer,tractor or harvester.However,any property that is <br />stationary,permanently installed at a “scheduled premises”and that receives electrical power from an <br />external power source will not be considered a vehicle; or <br />f.Any equipment manufactured by you for sale. <br />3.The following definition is added: <br />“Hazardous substance”means any substance that is hazardous to health or has been declared to be hazardous <br />to heath by a governmental agency. <br />4.The following definition is added: <br />“Perishable goods” means personal property: <br />a.Maintained under controlled temperature or humidity conditions for preservation; and <br />b.Susceptible to loss or damage if the controlled temperature or humidity conditions change. <br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839