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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />Form SP 30 09 10 18 Page 1 of 1 <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />PERSONAL EFFECTS <br />This endorsement modifies insurance provided under the following: <br />SPECIAL PROPERTY COVERAGE FORM <br />Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. <br />The following is added to Paragraph A.6., Coverage Extensions, of the Special Property Coverage Form: <br />Personal Effects <br />(1)We will pay for direct physical loss or direct physical damage to personal effects owned by you,your <br />officers,your partners,“managers”,“members”,or your “employees”caused by or resulting from a <br />Covered Cause of Loss. <br />(2)This Coverage Extension does not apply to: <br />(a)Tools or equipment used in your business; and <br />(b)Tools and small equipment owned by any “employee(s)”; <br />(3)The most we will pay in any one occurrence under this Coverage Extension is the Limit of Insurance <br />shown in the Declarations for Personal Effects. <br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839